5 smart ways to minimize your college debt
Learn to avoid student debt, choose the right college, boost aid, and maximize your financial future.


Founder and CEO at OnToCollege
John Baylor is the founder of OnToCollege, a test preparation service dedicated to making SAT and ACT prep effective, engaging, and even fun. For years, John’s unique and innovative techniques have helped students significantly improve their scores, unlocking scholarships and expanding college opportunities. Through rigorous in-person and online programs, John has helped thousands of students meet or exceed their score goals. John has also authored several books, including the Eric Hoffer Award-winning Reaching Higher: One Simple Strategy to Transform America’s K-12 Schools.


Learn to avoid student debt, choose the right college, boost aid, and maximize your financial future.

Gain practical tips to maximize campus visits, stand out in interviews, and ask questions that matter.

Explore how test scores unlock scholarships, boost admissions, and fuel lasting growth.