The top 100 life insurance companies
The top 100 life insurance companies: Ranked by revenue, size, and employee satisfaction
The life insurance industry offers many opportunities for dedicated professionals seeking rewarding careers focused on long-term financial planning and protection. As a life insurance agent, you play a crucial role in guiding individuals and their families through important financial decisions, ensuring their loved ones are secure after they pass away. Agents also provide valuable advice to employers on selecting group life insurance plans that support employees' sustained financial well-being. Pursuing a career as a life insurance agent is both meaningful and lucrative, offering the opportunity to work in a thriving sector while helping clients maximize their savings. Notably, the life insurance industry is one of the most profitable in the U.S., with industry profits projected to reach $277 billion by 2025.
Whether you're exploring insurance agent salary expectations, considering a specialization in life insurance products, or actively job searching, finding the right employer is critical for career growth. To help streamline your search, we've curated a comprehensive list of the top life insurance companies to work for in the U.S. Our guide includes relevant data such as company revenue, workforce size, headquarters location, and Glassdoor ratings. You'll also gain direct access to current career portals for each organization, making it easy to browse thousands of life insurance job opportunities from leading employers in the industry, all in one place.
Where do life insurance agents work?
Deciding where to build your career as a life insurance agent or industry professional means evaluating several key factors that distinguish the best life insurance companies to work for:
- Company location: Are you licensed to sell insurance in the state where the company operates?
- Company size: Do you prefer the dynamic environment of a large corporate office or the close-knit feel of a smaller regional firm?
- Employee satisfaction: How do current and former employees rate the company culture, hiring process, and benefits?
- Products offered: Does the company provide traditional life insurance policies, serve primarily individual clients or employer groups, and will you need any specialized licenses to sell their products?
Like other sectors, the life insurance industry features both giant national brands and smaller firms with a more local focus. When ranked by total revenue, Cigna Group leads our list of top employers, thanks to its extensive range of insurance products and services. While Cigna is best known as a top health insurer, it also offers whole life insurance as part of its supplemental coverage options.
However, major names like Cigna, Humana, and Prudential represent just one segment of the industry. There are many smaller companies across the country that rank highly in terms of employee satisfaction and financial stability. Our list highlights companies with strong financial performance relative to their size and scale. Staff numbers at the firms listed range from tens of thousands to fewer than 50 employees. Glassdoor ratings for our featured employers are generally above average, with smaller and more specialized companies often receiving the highest marks (an important consideration as you embark on your search).
In addition to company size and reputation, considering the variety of products offered is crucial, particularly in terms of licensing requirements. Some organizations focus on basic life insurance policies, requiring only a state insurance license for agents. Others offer advanced financial products, such as variable annuities and retirement investment vehicles, which require credentials like a Series 6 or Series 7 license to sell. Our directory helps you identify the best fit among leading companies, based on your preferences for company size, location, and product offerings.
Pursuing a role with a top life insurance company can provide significant opportunities for professional growth, whether you are an established sales agent or just starting your career. Along with listing job opportunities, we provide in-depth insights into each company, enabling you to make an informed choice about the right employer. Continue exploring to discover which employers rank at the top by revenue, see where companies stand in employee satisfaction, and access all the resources you need to launch or advance your career in this flourishing industry.
What are the top 5 life insurance companies by revenue?
Revenue serves as a solid benchmark for evaluating the financial stability of an insurance company. The industry leaders listed below are recognized not only for their national reach and extensive customer base, but also for ranking among the top life insurance companies in the U.S. by total revenue (using figures from 2024):
- Cigna Group: $247 billion
- Humana: $118 billion
- Prudential: $70 billion
- MetLife: $67 billion
- Allstate: $64 billion
Each firm offers a distinct product portfolio that appeals to a diverse range of consumers. For example, following the 2020 sale of its group life and disability insurance business to New York Life, also a major player, Cigna's life insurance products are now focused on individual whole life and supplemental life insurance plans. In contrast, Humana provides almost exclusively group life insurance policies administered as part of employee benefits for businesses and large organizations. Prudential, MetLife, and Allstate offer comprehensive product suites that include term life, whole life, universal life, and other coverage types designed to meet a range of customer needs.
Overall, evaluating these top life insurance companies by revenue and product offerings can help both agents and policyholders identify the industry's most reliable and established providers.
Where are the top life insurance companies located?
Our comprehensive directory of top life insurance companies features providers based across the U.S., with many operating extensive regional offices nationwide. Several companies are headquartered in New York, which stands out as the base for 12 major insurance providers on our list. This state is a hub for some of the most recognized names in life insurance, including MetLife, New York Life, TIAA, and American General Life. It's no surprise that the life insurance industry is thriving in the financial capital of the world, since many companies offer diverse policy options and investment-focused products.
While most companies are headquartered in urban centers, their regional offices can be found throughout the country. The insurance industry also offers numerous opportunities to work remotely, adding another layer of flexibility to this career path.
What's the average number of employees at top life insurance companies?
The companies on the list vary significantly in size, ranging from massive operations with hundreds of thousands of employees to smaller offices with fewer than a hundred staff. According to recent employment data, the average number of total employees at these companies was just under 7,000, with a median of around 2,000. There are plenty of options on the list for individuals interested in working at a large corporation or a smaller entity with a more close-knit staff and a specialized customer base.
What are the best life insurance companies to work for?
The average Glassdoor rating for the companies on the list is 3.6 out of 5 stars, indicating that employee satisfaction at the businesses provided is generally above average. According to Glassdoor reviews and ratings, the best life insurance companies to work for are:
Everly Life Insurance Company
- Headquarters location: Topeka, KS
- Number of employees: 25
- Glassdoor rating: 4.8/5
Everly Life Insurance Company specializes in indexed universal life insurance policies and is licensed to provide service in 49 states. The company offers sleek, user-friendly tools to help clients build policies tailored to their needs. Formerly Settlers Life Insurance Company, Everly Life was acquired by Everly Holdings, LLC in 2022. Policy terms and numbers remain unchanged despite the name transition. Prior to the acquisition, Settlers, a legacy business, was rated A- (Excellent) by AM Best.
Wellabe
- Headquarters location: Des Moines, IA
- Number of employees: 439
- Glassdoor rating: 4.7/5
Wellabe, formerly American Enterprise Group, was founded in 1929 by Watson Powell Sr. as American Republic Insurance Company. Headquartered in Des Moines, Iowa, the company rebranded in June 2023 to unify its six subsidiaries under a single identity, while retaining the same people, products, and services. Licensed in 49 states and the District of Columbia, Wellabe offers life and health insurance plans and is recognized by AM Best for excellent financial strength. The new brand emphasizes the company's long-standing mission of caring and its promise to "always be" there for customers.
Sons of Norway
- Headquarters location: Minneapolis, MN
- Number of employees: 49
- Glassdoor rating: 4.4/5
Sons of Norway, founded in 1895 in Minneapolis, Minnesota, is a fraternal benefit society serving people of Norwegian heritage in the U.S. and Canada. Organized as a 501(c)(8) non-profit, the organization promotes and preserves Norwegian and Nordic culture while offering life insurance and financial products to its members. Sons of Norway has nearly 400 lodges, more than 57,000 members, and provides extensive cultural, social, and educational programs, including language camps, scholarships, heritage classes, and sports activities. Its mission combines cultural preservation with financial protection, supporting members and communities through volunteerism, charitable giving, and insurance programs.
American Fidelity Assurance Co.
- Headquarters location: Oklahoma, OK
- Number of employees: 2,000
- Glassdoor rating: 4.3/5
American Fidelity Assurance Company, headquartered in Oklahoma City, is a family-owned life and health insurance company founded by C.W. and C.B. Cameron. It offers supplemental insurance products, including life, disability, cancer, and hospital indemnity coverage, as well as tax-deferred annuities, primarily serving employees in the education, healthcare, automotive, and public sectors. The company serves approximately 1 million customers in 49 states, employs around 2,000 people, and has consistently earned an A+ rating from AM Best since 1982.
EquiTrust Life Insurance Company
- Headquarters location: Chicago, IL
- Number of employees: 449
- Glassdoor rating: 4.3/5
EquiTrust Life Insurance Company, founded in 2003 and headquartered in Chicago with operations in West Des Moines, offers fixed and indexed annuities, as well as life insurance products, through more than 20,000 independent agents. The company has grown rapidly, surpassing $33.6 billion in assets under management in 2024. EquiTrust has been recognized for ten consecutive years as one of Ward's Top 50 life and health insurers. Since 2015, Magic Johnson Enterprises has held a controlling interest, supporting its expansion and community programs.
These companies clearly punch above their weight, boasting an impressive national reach even with smaller central offices. Many of these companies operate by contracting independent agents to sell their products, rather than hiring captive representatives to sell them exclusively. Note that because these organizations are on the smaller end, Glassdoor ratings on their own may be less reliable than those of companies with larger direct employee bases and more active profiles. For more information and user reviews about individual company culture and policies, you can explore their Glassdoor profiles, which are linked in the directory below.
Top life insurance companies: The complete list
Below is our comprehensive, updated list of top life insurance companies to work for in the U.S., carefully evaluated using revenue, employee size, and Glassdoor ratings. As some of these firms may not disclose annual financial data, revenue numbers are occasionally based on trusted industry estimates. Each featured company includes an informative overview of the agency, plus direct links to its official website and job board. This makes it easy for you to explore life insurance jobs and discover rewarding career opportunities available near you:
Cigna
- Website: https://www.cigna.com/
- Revenue (2024): $247.1 billion
- Employees: 73,500
- Headquarters: Bloomfield, Connecticut
- Job board: https://jobs.thecignagroup.com/us/en
- Glassdoor rating: 3.6
Cigna Healthcare, the health benefits provider of The Cigna Group, serves more than 178 million customer relationships worldwide. It offers comprehensive health and life insurance solutions across U.S. Employer, U.S. Government, and International Health businesses, including medical, dental, pharmacy, behavioral health, vision, and supplemental coverage. The company also provides whole and term life insurance plans, along with global health coverage for individuals, employers, and organizations in over 200 countries. Cigna emphasizes whole-person health, affordability, and access to an extensive network of providers.
Humana
- Website: https://www.humana.com/
- Revenue (2024): $118.0 billion
- Employees: 65,680
- Headquarters: Louisville, Kentucky
- Job board: https://careers.humana.com/us/en
- Glassdoor rating: 3.7
Humana Inc., headquartered in Louisville, Kentucky, is a leading U.S. health insurance company and the fourth largest in the country, offering a range of health insurance and healthcare services. Originally founded as a nursing home and hospital operator, Humana shifted into health insurance in the 1980s and eventually spun off its hospital operations. The company focuses on personalized, whole-person healthcare solutions, including military healthcare through Humana Military Healthcare Services and in-home care via its Kindred at Home division. For life insurance, Humana primarily offers group plans (Basic Term Life, Voluntary Term Life and Accidental Death & Dismemberment (AD&D)) through employers. In 2023, Humana exited the employer-based commercial group insurance market to concentrate on individual, government, and specialty health services.
Prudential Financial (US)
- Website: https://www.prudential.com/
- Revenue (2024): $70.4 billion
- Employees: 38,196
- Headquarters: Newark, New Jersey
- Job board: https://jobs.prudential.com/us-en
- Glassdoor rating: 3.8
Prudential Financial, headquartered in Newark, New Jersey, is a leading global financial services company offering life insurance, retirement planning, investment management, and other financial products in the United States and over 40 countries. Founded in 1875 as a provider of burial insurance, Prudential has grown into one of the largest insurance providers in the U.S., managing over $815 billion in assets as of 2019. The company has expanded through acquisitions, including The Hartford’s individual life insurance business, boosting its life insurance revenue. Prudential is recognized for its trusted brand symbol, the Rock of Gibraltar, representing strength and stability.
MetLife
- Website: https://www.metlife.com/
- Revenue (2024): $66.9 billion
- Employees: 45,000
- Headquarters: New York, New York
- Job board: https://www.metlifecareers.com/en_US/ml/Home
- Glassdoor rating: 3.8
MetLife, Inc., founded in 1868 and headquartered in New York City, is a leading global provider of insurance, annuities, employee benefits, and asset management services. The company serves around 90 million customers across more than 40 countries and holds strong market positions in the U.S., Japan, Latin America, Asia, Europe, and the Middle East. In 2017, MetLife spun off its U.S. retail life insurance and annuities business into Brighthouse Financial but continues to focus on providing comprehensive insurance solutions globally. MetLife emphasizes simplified, flexible products and services to help customers navigate changing financial and life needs.
Allstate Life
- Website: https://www.allstate.com/
- Revenue (2024): $64.1 billion
- Employees: 55,000
- Headquarters: Northbrook, Illinois
- Job board: https://allstate.jobs/job-search-results/
- Glassdoor rating: 3.4
The Allstate Corporation, founded in 1931 and headquartered in Glenview, Illinois, is a major American insurance company with operations in the United States, Canada, the United Kingdom, and India. Originally part of Sears, Roebuck and Co., Allstate became fully independent in 1995. The company offers auto, home, life, and other personal insurance products. Allstate is widely recognized for its slogan "You're in good hands" and its advertising campaigns featuring Mayhem, a character symbolizing everyday risks. The company has expanded through acquisitions including Esurance, Answer Financial, SquareTrade, and National General, while divesting its life insurance and annuity businesses in 2021. Allstate emphasizes innovation, technology, and customer-focused services.
Nationwide (life)
- Website: https://www.nationwide.com/
- Revenue (2024): $58.6 billion
- Employees: 24,000
- Headquarters: Columbus, Ohio
- Job board: https://www.nationwide.com/personal/about-us/careers/
- Glassdoor rating: 3.8
Nationwide Mutual Insurance Company, headquartered in Columbus, Ohio, is a Fortune 100 insurance and financial services organization with approximately 24,000 employees. Founded in 1926 as Farm Bureau Mutual to provide fair auto insurance rates for farmers, it became Nationwide Insurance in 1955. The company offers property and casualty insurance, life insurance, retirement solutions, asset management, and specialty coverages across the United States. Nationwide is known for its slogan "Nationwide is on your side" and sponsorships including Nationwide Arena, Nationwide Children’s Hospital, PGA events, and NASCAR. Its subsidiaries include Allied Insurance, Harleysville Insurance, Jefferson National, Nationwide Life, and Nationwide Financial Services. The company emphasizes technology, diversity, and customer-focused innovation.
Chubb Life
- Website: https://www.chubb.com/
- Revenue (2024): $55.8 billion
- Employees: 43,000
- Headquarters: Zürich, Switzerland
- Job board: https://www.chubb.com/careers
- Glassdoor rating: 3.7
Chubb Life, the international life insurance arm of Chubb, primarily serves Asia with protection- and savings-oriented products through agents, banks, and direct marketing. Chubb Limited, headquartered in Zürich and listed on the NYSE, is the world’s largest publicly traded property and casualty insurer, operating in 55 countries and Lloyd’s market. The company was formed when ACE Limited acquired Chubb Corporation in 2015, adopting the Chubb name in 2016, and holds strong financial ratings from S\&P, A.M. Best, Fitch, and Moody’s. Chubb has a history of global expansion, acquisitions, and involvement in notable controversies, including the 2004 Spitzer investigation.
TIAA (Teachers Insurance & Annuity)
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- Website: https://www.tiaa.org/
- Revenue (2024): $40.5 billion
- Employees: 16,533
- Headquarters: New York City, New York
- Job board: https://careers.tiaa.org/
- Glassdoor rating: 3.6
TIAA, founded in 1918 by Andrew Carnegie to provide pensions for educators, is a leading U.S. retirement, insurance, and investment services organization serving education, healthcare, and nonprofit sectors. With $1.4 trillion in assets under management, TIAA empowers over 4.7 million customers with retirement planning, annuities, and investment solutions, returning profits to policyholders. The organization has expanded through acquisitions like Nuveen and EverBank, and emphasizes financial security, long-term investing, and environmental commitments, despite criticism for fossil fuel holdings.
Northwestern Mutual
- Website: https://www.northwesternmutual.com/
- Revenue (2024): $36.1 billion
- Employees: 8,290
- Headquarters: Milwaukee, Wisconsin
- Job board: https://careers.northwesternmutual.com/
- Glassdoor rating: 3.8
Northwestern Mutual, founded in 1857 and headquartered in Milwaukee, Wisconsin, is a leading U.S. mutual financial services organization providing life insurance, disability and long-term care coverage, annuities, and investment advisory services. With $308.8 billion in assets and $31.1 billion in revenue, it serves over 4.75 million clients, managing $200 billion in investments and $2 trillion in life insurance protection. The company operates through subsidiaries offering wealth management, investment management, and brokerage services, while maintaining top financial strength ratings. Northwestern Mutual combines personalized financial planning with digital tools and community initiatives to support long-term financial security.
American General Life / AIG Life
- Website: https://www.aig.com/home
- Revenue (2024): $27.3 billion
- Employees: 25,200
- Headquarters: New York City, New York
- Job board: https://www.aig.com/home/careers
- Glassdoor rating: 2.8
American International Group, Inc. (AIG) is a multinational insurance and financial services organization headquartered in New York City, operating in over 80 countries and serving major global corporations. AIG provides property casualty insurance, life insurance, retirement products, mortgage insurance, and other financial services through its three core businesses: general insurance, life & retirement, and a technology-enabled subsidiary. With 25,200 employees, AIG is recognized for its global reach, diversity, and sponsorships such as the AIG Women’s Open golf tournament. The company repaid a $180 billion federal bailout following the 2008 financial crisis and continues to manage risks and offer solutions to businesses and individuals worldwide.
New York Life
- Website: https://www.newyorklife.com/
- Revenue (2024): $27.2 billion
- Employees: 15,384
- Headquarters: New York, New York
- Job board: https://www.newyorklife.com/careers
- Glassdoor rating: 3.7
New York Life Insurance Company (NYLIC) is the largest mutual life insurance company in the U.S. and the second-largest overall, headquartered in New York City. Founded in 1841, NYLIC provides life insurance, annuities, disability insurance, and investment products while distributing annual dividends to policyholders. The company manages $245 billion in assets and operates globally through subsidiaries like New York Life Investments and New York Life Ventures. Committed to philanthropy, NYLIC supports community programs through the New York Life Foundation and maintains top-tier financial strength ratings from major agencies.
Athene (Apollo Global Management)
- Website: https://www.athene.com
- Revenue (2024): $26.1 billion
- Employees: 3,037
- Headquarters: West Des Moines, Iowa
- Job board: https://www.athene.com/careers
- Glassdoor rating: 3.5
Athene is a leading retirement services company offering products and strategies to help individuals grow savings and create retirement income, as well as solutions for corporations to protect employee retirement plans. Operating in the U.S., Bermuda, Canada, and Japan, Athene provides retail fixed, fixed indexed, and registered index-linked annuities, fixed annuity reinsurance, and institutional products such as funding agreements and pension group annuities. Its principal subsidiaries include Athene Annuity & Life Assurance Company (DE), Athene Annuity and Life Company (IA), Athene Annuity & Life Assurance Company of New York (NY), and Athene Life Re Ltd. (Bermuda). Athene holds strong financial ratings: A+ from AM Best, S&P, and Fitch, and A1 from Moody’s, all with stable outlooks.
John Hancock (Manulife USA)
- Website: https://www.johnhancock.com/
- Revenue (2024): $19.6 billion
- Employees: 6,700
- Headquarters: Boston, Massachusetts
- Job board: https://manulife.wd3.myworkdayjobs.com/MFCJH_Jobs
- Glassdoor rating: 3.9
John Hancock Life Insurance Company, based in Boston, was founded in 1862 and named after American Patriot John Hancock. Acquired by Manulife Financial in 2004, it operates as an independent subsidiary providing life insurance, retirement, and investment products. The company has a long history of innovation, including financing Chicago’s John Hancock Center and creating the John Hancock Investor Sentiment Index. Committed to helping clients live longer, healthier lives, John Hancock focuses on financial planning, community engagement, and supporting its employees, with Brooks Tingle serving as CEO since April 2023.
Lincoln Financial Group
- Website: https://www.lfg.com/
- Revenue (2024): $19.2 billion
- Employees: 11,000
- Headquarters: Radnor, Pennsylvania
- Job board: https://jobs.lincolnfinancial.com/
- Glassdoor rating: 3.4
Lincoln Financial Group (NYSE: LNC), headquartered in Radnor, Pennsylvania, is the marketing name for Lincoln National Corporation and its affiliates, providing life insurance, annuities, group protection, and retirement plan services. Founded in 1905 in Fort Wayne, Indiana, the company has grown through acquisitions including Jefferson-Pilot and Liberty Life Assurance. Lincoln operates through four business segments and serves millions of customers while maintaining a focus on financial security, innovation, and integrity. Ellen G. Cooper is the company’s first female CEO.
American Family Life (AFLAC).
- Website: https://www.aflac.com/
- Revenue (2024): $18.9 billion
- Employees: 12,694
- Headquarters: Columbus, Georgia
- Job board: https://careers.aflac.com/viewalljobs/
- Glassdoor rating: 3.9
Aflac Incorporated, founded in 1955 and based in Columbus, Georgia, is the largest provider of supplemental insurance in the U.S., serving over 50 million people worldwide. The company offers a range of products including accident, cancer, life, and disability insurance, primarily through payroll deduction plans for employees. Aflac is widely recognized for its marketing campaigns featuring the Aflac Duck and maintains a strong commitment to corporate philanthropy, supporting childhood cancer research and other charitable initiatives. The company operates in the U.S. and Japan and has consistently received awards for ethics, sustainability, and workplace excellence.
Pacific Life
- Website: https://www.pacificlife.com/
- Revenue (2024): $15.0 billion
- Employees: 3,950
- Headquarters: Newport Beach, California
- Job board: https://pacificlife.wd1.myworkdayjobs.com/PacificLifeCareers
- Glassdoor rating: 3.8
Pacific Life Insurance Company, founded in 1868 by Leland Stanford and headquartered in Newport Beach, California, is a Fortune 500 insurance company offering life insurance, annuities, mutual funds, and retirement solutions. The company pioneered accident insurance and mutual ownership structures and founded PIMCO in 1971. Pacific Life has a strong philanthropic presence through the Pacific Life Foundation and has pursued innovative initiatives like impact investing. Darryl Button became CEO in 2022, guiding the company’s continued focus on financial security for individuals and businesses.
Principal Financial Group
- Website: https://www.principal.com/
- Revenue (2024): $14.3 billion
- Employees: 18,600
- Headquarters: Des Moines, Iowa
- Job board: https://careers.principal.com/careers-home/
- Glassdoor rating: 3.9
Principal Financial Group, headquartered in Des Moines, Iowa, is a global financial investment management and insurance company serving more than 62 million customers worldwide. Founded in 1879 as Bankers Life Insurance Company, it now operates across four segments: Retirement and Income Solutions, Principal Global Investors, Principal International, and Benefits & Protection. The company issues life insurance through Principal Life Insurance Company and Principal National Life Insurance Company, while also offering retirement plans, asset management, and investment services. In January 2025, Deanna Strable became President and CEO, continuing Principal’s mission to improve financial security for individuals and businesses.
Guardian Life
- Website: https://www.guardianlife.com/
- Revenue (2024): $13.4 billion
- Employees: 11,000
- Headquarters: New York, New York
- Job board: https://guardianlife.wd5.myworkdayjobs.com/Guardian-Life-Careers
- Glassdoor rating: 3.7
Guardian Life Insurance Company of America, founded in 1860 and headquartered in New York, is one of the largest mutual life insurance companies in the world. The company serves 29 million consumers with a wide range of products, including life insurance, disability income insurance, annuities, and dental and vision coverage. With $76 billion in admitted assets and over 8,000 employees, Guardian is known for its financial strength, long-term stability, and focus on protecting families and businesses. Guided by its mutual structure, Guardian also invests in community impact programs and fosters an inclusive culture while prioritizing customer well-being.
Equitable (formerly AXA Equitable)
- Website: https://equitableholdings.com/
- Revenue (2024): $12.4 billion
- Employees: 8,000
- Headquarters: New York City, New York
- Job board: https://equitable.com/careers-at-equitable
- Glassdoor rating: 3.5
Equitable Holdings, Inc., founded in 1859 as The Equitable Life Assurance Society, is an American financial services and insurance company headquartered in New York. Once the third largest life insurer in the U.S., it became part of AXA Group in 1991 before spinning off and rebranding as Equitable in 2020. The company has a long history in life insurance, annuities, asset management, and financial planning, serving millions of clients nationwide. Today, Equitable positions itself as an independent firm focused on helping individuals and businesses secure their financial futures.
Unum
- Website: http://unumgroup.com/
- Revenue (2024): $12.0 billion
- Employees: 10,937
- Headquarters: Chattanooga, Tennessee
- Job board: https://careers.unum.com/global/en/
- Glassdoor rating: 3.7
Unum Group, founded in 1848 as Union Mutual, is a Fortune 500 insurance company headquartered in Chattanooga, Tennessee. It is one of the world’s largest providers of employee benefits, offering disability, life, accident, critical illness, dental, vision and leave management services through its businesses in the U.S., U.K., Poland and Colonial Life. The company was formed through the 1999 merger of Unum Corporation and The Provident Companies and today serves about 45 million people worldwide. In 2022, Unum reported $12 billion in revenue and continues to be recognized for ethical practices, inclusion and sustainability.
Assurant (Life legacy/closed block) 1.
- Website: https://www.assurant.com/
- Revenue (2024): $11.9 billion
- Employees: 14,200
- Headquarters: Atlanta, Georgia
- Job board: https://jobs.assurant.com/en/
- Glassdoor rating: 3.6
Assurant, Inc. is a Fortune 500 global business services company headquartered in Atlanta, specializing in risk management and niche insurance products. Operating in 21 countries, it focuses on two main segments: Global Housing, which provides lender-placed insurance, mortgage services, and multifamily housing products, and Global Lifestyle, which covers mobile device protection, extended service contracts, and vehicle protection. Originally part of Dutch insurer Fortis, Assurant was spun off and went public in 2004. In recent years, it has exited health and employee benefits insurance to concentrate on housing and lifestyle protection services.
Farmers Insurance Group
- Website: https://www.farmers.com/
- Revenue (2024): $11.7 billion
- Employees: 12,740
- Headquarters: Woodland Hills, California
- Job board: https://www.farmers.com/careers/
- Glassdoor rating: 3.2
Farmers Insurance Group, founded in 1928 and headquartered in Los Angeles, is a major U.S. insurer of autos, homes, small businesses, and specialty products. It operates through three reciprocal exchanges and multiple subsidiaries, including Foremost, Bristol West, 21st Century, and Farmers New World Life Insurance Company, which offers term, whole, and universal life insurance as well as annuities. With more than 48,000 agents and 21,000 employees, Farmers provides a broad range of insurance and financial services nationwide. Since 1998, it has been a subsidiary of Swiss-based Zurich Insurance Group.
MassMutual
- Website: https://www.massmutual.com/
- Revenue (2024): $10.7 billion
- Employees: 11,000
- Headquarters: Springfield, Massachusetts
- Job board: https://careers.massmutual.com/
- Glassdoor rating: 3.5
Massachusetts Mutual Life Insurance Company (MassMutual), founded in 1851 and headquartered in Springfield, Massachusetts, is a mutual life insurance company that provides products such as life insurance, disability income insurance, long term care insurance, and annuities. The company manages $312 billion in assets and generated $10.7 billion in revenue in 2022, ranking 100th on the Fortune 500 list. MassMutual operates globally with more than 10,000 employees and owns affiliates such as Barings LLC and Haven Life, which sells term life policies online. Over its history, MassMutual has grown through product expansion, acquisitions, and diversification while maintaining its core focus on life insurance.
Thrivent
- Website: https://www.thrivent.com/
- Revenue (2024): $10.6 billion
- Employees: 4,500
- Headquarters: Minneapolis, Minnesota
- Job board: https://careers.thrivent.com/
- Glassdoor rating: 3.8
Thrivent is a Fortune 500 not-for-profit financial services organization headquartered in Minneapolis and Appleton that serves over 2 million clients. Founded by Lutherans and structured as a fraternal benefit society, Thrivent provides life insurance, annuities, mutual funds, retirement planning, and banking services while encouraging generosity and community engagement. Formed in 2002 through the merger of Aid Association for Lutherans and Lutheran Brotherhood, it has since expanded membership beyond Lutherans and rebranded simply as Thrivent. The company is also recognized for philanthropy, including major partnerships with Habitat for Humanity and charitable giving programs.
Mutual of Omaha
- Website: https://www.mutualofomaha.com/
- Revenue (2024): $9.3 billion
- Employees: 6,314
- Headquarters: Omaha, Nebraska
- Job board: https://www.mutualofomaha.com/careers/
- Glassdoor rating: 3.7
Mutual of Omaha is a Fortune 500 mutual insurance and financial services company based in Omaha, Nebraska, founded in 1909 as Mutual Benefit Health & Accident Association. It provides Medicare supplement plans, life insurance, long-term care, annuities, and group benefits, supported by subsidiaries like United of Omaha Life Insurance and United World Life. The company gained national recognition through its long-running TV series *Wild Kingdom* and has a history of innovation, including being among the first to offer disability insurance to non-professional workers and Medicare supplements. Today, Mutual of Omaha employs over 5,000 people, maintains strong financial ratings, and continues expanding with a new headquarters in downtown Omaha.
Brighthouse Financial
- Website: https://www.brighthousefinancial.com/
- Revenue (2024): $8.5 billion
- Employees: 1,500
- Headquarters: Charlotte, North Carolina
- Job board: https://www.brighthousefinancial.com/careers
- Glassdoor rating: 4.1
Brighthouse Financial, headquartered in Charlotte, North Carolina, is one of the largest providers of annuities and life insurance in the United States. The company was formed in 2017 following its separation from MetLife and now serves over 2 million customers with more than 2.6 million policies and contracts in force. With $219 billion in assets, Brighthouse offers products designed to help individuals protect their savings and achieve long-term financial security. Its life insurance and annuities are issued through Brighthouse Life Insurance Company and its affiliates.
Protective Life
- Website: https://www.protective.com/
- Revenue (2024): $7.8 billion
- Employees: 3,800
- Headquarters: Birmingham, Alabama
- Job board: https://www.protective.com/about-us/careers
- Glassdoor rating: 3.6
Protective Life Corporation, headquartered in Birmingham, Alabama, is a financial services holding company offering life insurance, annuities, and asset protection solutions to more than 14.4 million people across the U.S. Founded in 1907, the company has grown through major acquisitions including West Coast Life, MONY Life, and Great-West Life’s individual life and annuity business. A subsidiary of Dai-ichi Life Holdings since 2015, Protective has $124.5 billion in assets, annual revenues of $7.75 billion, and employs over 3,800 people. Led by President and CEO Rich Bielen, the company is also active in philanthropy through the Protective Life Foundation and holds naming rights for Protective Stadium in Birmingham.
Voya Financial
- Website: https://www.voya.com/
- Revenue (2024): $7.6 billion
- Employees: 9,000
- Headquarters: New York City, New York
- Job board: https://www.voya.com/about-us/find-career-voya
- Glassdoor rating: 3.8
Voya Financial, headquartered in New York City, is a financial, retirement, investment, and insurance company that originated as ING U.S. before becoming independent in 2013 and rebranding in 2014. The company provides health, wealth, and investment solutions to about 15.7 million clients, supported by 10,000 employees. Its services include life insurance, annuities, workplace benefits, and savings programs, with Benefitfocus enhancing its employee benefits reach. In 2024, Voya returned to the Fortune 500 at #487 with $7.3 billion in revenue and has been recognized for its ethical practices and workplace culture.
Securian Financial (Minnesota Life)
- Website: https://www.securian.com/
- Revenue (2024): $7.4 billion
- Employees: 5,000
- Headquarters: St. Paul, Minnesota
- Job board: https://www.securian.com/about-us/careers.html
- Glassdoor rating: 3.3
Securian Financial, founded in 1880 and headquartered in St. Paul, Minnesota, is a mutual holding company offering insurance, retirement, and investment solutions. Through subsidiaries such as Minnesota Life Insurance Company and Securian Life Insurance Company, it provides life insurance and related products to over 22 million customers across the United States, Puerto Rico, and Canada. By 2018, it managed $78.6 billion in assets with nearly $1.2 trillion of insurance in force. Chris Hilger serves as chairman, president, and CEO.
Western & Southern Financial Group
- Website: https://www.westernsouthern.com/
- Revenue (2024): $7.2 billion
- Employees: 3,400
- Headquarters: Cincinnati, Ohio
- Job board: https://www.westernsouthern.com/careers
- Glassdoor rating: 3.1
Western & Southern Financial Group, founded in Cincinnati in 1888, is a Fortune 500 company and parent to a broad network of subsidiaries offering life insurance, annuities, mutual funds, retirement planning, and investment management. Its life insurance subsidiaries include Western & Southern Life Insurance Company, Columbus Life, Lafayette Life, Integrity Life, National Integrity Life, and Gerber Life, which it acquired in 2018. As of 2023, the company managed over $112.2 billion in assets and holds strong financial ratings, including A+ from A.M. Best and AA from Fitch. Headquartered in Cincinnati, Western & Southern continues to expand through acquisitions and partnerships while maintaining a major presence in financial services.
Midland National (Sammons Financial Group)
- Website: https://www.midlandnational.com
- Revenue (2024): $6.7 billion
- Employees: 872
- Headquarters: Sioux Falls, South Dakota
- Job board: https://www.midlandnational.com/careers
Midland National Life Insurance Company, founded in 1906 and now part of Sammons Financial Group, is a leading provider of life insurance and annuities with a focus on long-term stability. The company has grown steadily through historic challenges, expanding nationally and innovating with unique solutions to support policyholders. As a privately held business, Midland National avoids short-term earnings pressures, enabling a long-term commitment to customers, distribution partners, and communities. Today it continues to expand through Sammons Financial Group with offerings across insurance, retirement, and wealth management.
Transamerica
- Website: https://www.transamerica.com/
- Revenue (2024): $6.1 billion
- Employees: 6,800
- Headquarters: Baltimore, Maryland
- Job board: https://www.transamerica.com/careers
- Glassdoor rating: 3.5
Transamerica Corporation is a leading provider of life insurance, retirement, and investment services in the United States. Founded in 1928 and now a subsidiary of Aegon, it offers a wide range of life insurance products including term, whole, universal, variable universal, accidental death, and final expense policies. The company also provides annuities, mutual funds, and comprehensive retirement plan services such as 401(k) and pension administration. Headquartered in Baltimore with affiliates nationwide, Transamerica combines its long history with a focus on helping people plan for longer, multi-stage lives.
Globe Life
- Website: https://www.globelifeinsurance.com/
- Revenue (2024): $5.8 billion
- Employees: 3,732
- Headquarters: McKinney, Texas
- Job board: https://www.globelifeinsurance.com/about-us/careers
- Glassdoor rating: 3
Globe Life Inc. is an American financial services holding company based in McKinney, Texas, that provides life insurance, annuities, and supplemental health insurance through its subsidiaries. Its insurance divisions include Globe Life Liberty National, American Income Life, United American, Globe Life And Accident, and Globe Life Family Heritage. With a history dating back to 1900, the company serves millions of policyholders across the United States, Canada, and New Zealand. Globe Life is also well known for its sports sponsorships, including naming rights to Globe Life Field and being the official life insurance partner of the Dallas Cowboys, Texas Rangers, and Los Angeles Lakers.
National Life Group
- Website: https://www.nationallife.com/
- Revenue (2024): $5.0 billion
- Employees: 2,600
- Headquarters: Montpelier, Vermont
- Job board: https://careers.nationallife.com/
- Glassdoor rating: 3.9
National Life Group, founded in 1848 in Montpelier, Vermont, is one of the oldest mutual life insurance companies in the United States. It provides life insurance and annuity products for individuals, families, and businesses through its affiliates, including Life Insurance Company of the Southwest and Equity Services, Inc. With more than 1.4 million customers and over $421 billion of life insurance in force as of 2025, the company has seen significant growth in sales and digital transformation in recent years. Beyond financial services, National Life is known for its community impact programs such as Do Good Fest, Share the Good, and its foundation initiatives supporting youth mental health and hunger relief.
Standard Insurance Company (The Standard)
- Website: https://www.standard.com
- Revenue (2024): $5.0 billion
- Employees: 4,700
- Headquarters: Portland, Oregon
- Job board: https://www.standard.com/get-to-know-standard/careers
- Glassdoor rating: 3.8
The Standard, founded in 1906 as Oregon Life Insurance Company and renamed in 1946, is a subsidiary of StanCorp Financial Group headquartered in Portland, Oregon, and owned by Japan’s Meiji Yasuda since 2016. The company provides a wide range of financial and insurance products, including disability, life, dental, vision, accident, critical illness, retirement plans, and annuities, serving over 8.5 million people nationwide. With assets of $14.56 billion and over 3,400 employees, The Standard has consistently maintained an A rating or higher from A.M. Best since 1928. The company is also recognized for its workplace diversity and charitable foundation supporting individuals and families facing hardships.
Ameritas Life Insurance Corp.
- Website: https://www.ameritas.com
- Revenue (2024): $5.0 billion
- Employees: 2,700
- Headquarters: Lincoln, Nebraska
- Job board: https://www.ameritas.com/careers
- Glassdoor rating: 3.7
Ameritas Life Insurance Corp., founded in 1887 in Nebraska, is a mutual insurance company owned by Ameritas Mutual Holding Company and headquartered in Lincoln. Originally focused on life insurance, the company expanded through mergers with Acacia Life and Union Central Life, eventually rebranding under the Ameritas name. Today, Ameritas provides life insurance, retirement services, and a variety of financial products to individuals, families, and businesses nationwide. With over 2,000 employees, the company continues to grow through acquisitions, modernization efforts, and leadership transitions.
Symetra
- Website: https://www.symetra.com/
- Revenue (2024): $4.6 billion
- Employees: 1,250
- Headquarters: Bellevue, Washington
- Job board: https://www.symetra.com/about/careers
- Glassdoor rating: 4
Symetra Life Insurance Company, headquartered in Bellevue, Washington, provides life insurance, annuities, retirement plans and employee benefits through independent distributors across the United States. Founded in 1957 as a subsidiary of Safeco, it surpassed $1 billion of insurance in force by 1967 and grew to $10 billion in assets by 1995. In 2004, it was sold to an investor group led by White Mountains Insurance Group and Berkshire Hathaway, and in 2016 it was acquired by Japanese insurer Sumitomo Life for $3.8 billion. Today, Symetra continues to expand its presence while also engaging in community partnerships, including sponsorships with the Seattle Kraken and the Seattle Storm.
American National
- Website: https://www.americannational.com/
- Revenue (2024): $4.4 billion
- Employees: 2,700
- Headquarters: Galveston, Texas
- Job board: https://americannational.com/home/careers
- Glassdoor rating: 2.9
American National Insurance Company, founded in 1905 and headquartered in Galveston, Texas, provides a wide range of insurance and financial products, including life insurance, annuities, pension risk transfer, and property and casualty coverage. The company and its subsidiaries operate across all 50 states and Puerto Rico, with affiliated companies such as American National Life Insurance Company of Texas and Garden State Life Insurance Company. Known for its strong financial foundation and commitment to service, American National has grown significantly over more than a century. In May 2022, it was acquired by Brookfield Asset Management for $5.1 billion, positioning the company for continued expansion in diverse insurance markets.
RiverSource (Ameriprise)
- Website: https://www.riversource.com/
- Revenue (2024): $4.3 billion
- Employees: 1,000
- Headquarters: Minneapolis, Minnesota
- Job board: https://careers.ameriprise.com/our-brands/riversource/
- Glassdoor rating: 3.1
RiverSource Life, a subsidiary of Ameriprise Financial, traces its roots to 1894 and was formally founded in 1957. It is one of the nation’s largest life insurance companies, ranking 25th by total assets as of 2022, and is a leader in annuities, life insurance, and disability income insurance. The company holds a strong Comdex ranking of 90, reflecting consistent high ratings from independent agencies. With a long history of financial strength and client dedication, RiverSource focuses on helping individuals build wealth, protect assets, and plan for retirement and legacy needs.
COUNTRY Financial (Life)
- Website: https://www.countryfinancial.com/
- Revenue (2024): $3.9 billion
- Employees: 3,135
- Headquarters: Bloomington, Illinois
- Job board: https://www.countryfinancial.com/en/about-us/careers.html
- Glassdoor rating: 3.8
COUNTRY Financial, founded in 1925 by Illinois farmers, is headquartered in Bloomington, Illinois and serves nearly one million households and businesses across 19 states. The company offers a broad range of insurance products, including auto, home, farm, business, and life insurance, along with financial services such as retirement and investment planning. Its life insurance operations are supported by Country Life Insurance Company and Country Investors Life Assurance Company. Rated A+ (Superior) by A.M. Best, COUNTRY Financial employs over 3,000 people and is led by CEO Jim Jacobs.
CNO Financial (Bankers Life)
- Website: https://www.cnoinc.com/
- Revenue (2024): $3.8 billion
- Employees: 3,300
- Headquarters: Carmel, Indiana
- Job board: https://careers.cnoinc.com/
- Glassdoor rating: 3.6
CNO Financial Group, based in Carmel, Indiana, provides life and health insurance, annuities, and financial services to middle-income Americans through brands like Bankers Life, Colonial Penn, Washington National, and Optavise. The company manages 3.2 million policies, $38 billion in assets, and distributes products through over 10,000 career and independent agents. Founded in 1979 as Conseco, it grew rapidly through acquisitions, faced a major bankruptcy in 2002, and rebranded as CNO Financial in 2010. Today, CNO employs 3,500 associates and remains focused on protecting the health, income, and retirement needs of over 4 million customers.
Penn Mutual
- Website: https://www.pennmutual.com/
- Revenue (2024): $3.7 billion
- Employees: 3,140
- Headquarters: Horsham, Pennsylvania
- Job board: https://www.pennmutual.com/careers/overview
- Glassdoor rating: 4.1
Penn Mutual, founded in 1847 in Philadelphia, is one of the oldest mutual life insurance companies in the United States. Headquartered in Horsham, Pennsylvania, it offers life insurance, annuities, wealth management, and institutional asset management through financial professionals nationwide. The company serves individuals, families, and businesses, emphasizing long-term financial security and strength. In 2024, Penn Mutual approved a record $265 million dividend for 2025, reflecting its strong mutual performance and consistent dividend history.
TruStage Financial Group
- Website: https://www.trustage.com/
- Revenue (2024): $3.5 billion
- Employees: 3,300
- Headquarters: Madison, Wisconsin
- Job board: https://www.trustage.com/about-us/careers-internships
- Glassdoor rating: 3
TruStage Financial Group, formerly known as CUNA Mutual Group, is a mutual insurance and financial services company headquartered in Madison, Wisconsin. Founded in 1935 to support the credit union movement, it now serves over 30 million consumers with life insurance, annuities, auto, home, health, and loan protection products. TruStage partners with credit unions and middle-market consumers, offering financial protection and retirement services through its subsidiaries, including CMFG Life Insurance Company and MEMBERS Life Insurance Company. With strong financial ratings and a focus on accessibility, the company emphasizes its mission of helping people build brighter financial futures.
Jackson Financial (Jackson National)
- Website: https://www.jackson.com/
- Revenue (2024): $3.1 billion
- Employees: 3,515
- Headquarters: Lansing, Michigan
- Job board: https://www.jackson.com/the-jackson-difference/careers.html
- Glassdoor rating: 3.9
Jackson National Life Insurance Company, founded in 1961 and headquartered in Lansing, Michigan, specializes in annuities for retail investors and fixed income products for institutional investors. The company also provides asset management and brokerage services through its subsidiaries. Formerly owned by Prudential plc until its 2021 spinoff, Jackson is now publicly traded on the NYSE under JXN. With a focus on simplifying retirement planning, it offers a wide range of annuity products supported by award-winning service and a long history of financial expertise.
American Equity Investment Life Holding
- Website: https://www.american-equity.com
- Revenue (2024): $2.8 billion
- Employees: 515
- Headquarters: Des Moines, Iowa
- Job board: https://www.american-equity.com/about/careers
- Glassdoor rating: 3.5
American Equity Investment Life Insurance Company, headquartered in West Des Moines, Iowa, specializes in annuity products that provide dependable retirement income. Known as “The Financial Dignity Company,” it helps more than half a million Americans retire with security and peace of mind. The company partners with independent agents to tailor annuities to individual needs, supported by a strong commitment to customer service, product integrity, and conservative investment practices. Rated “A” (Excellent) by A.M. Best and recognized by *Newsweek* as the No. 1 Most Trustworthy Company in Insurance, American Equity emphasizes financial strength and long-term reliability.
Primerica
- Website: https://www.primerica.com/
- Revenue (2024): $2.7 billion
- Employees: 2,891
- Headquarters: Duluth, Georgia
- Job board: https://primerica.wd1.myworkdayjobs.com/PRI
- Glassdoor rating: 3.8
Primerica, Inc., headquartered in Duluth, Georgia, is a financial services company that primarily serves middle-income families in the United States, Canada, Puerto Rico, and Guam. Founded in 1981 and publicly traded on the NYSE under PRI, it focuses on providing term life insurance along with mutual funds, annuities, mortgages, and other financial products. Primerica operates through a large network of over 151,000 licensed independent representatives who educate clients and offer financial solutions. The company reported $900 billion of active term life insurance coverage at the end of 2021, underscoring its significant role in protecting families’ financial futures.
Knights of Columbus (Insurance)
- Website: https://www.kofc.org
- Revenue (2024): $2.5 billion
- Employees: 749
- Headquarters: New Haven, Connecticut
- Job board: https://careers.kofc.org/
- Glassdoor rating: 3.4
The Knights of Columbus, founded in 1882 in New Haven, Connecticut, is a global Catholic fraternal organization with over 2.1 million members worldwide. Established to provide financial protection for Catholic families, it operates a Fortune 1000 insurance company offering life, annuities, long-term care, and disability products, with more than $121 billion of life insurance in force as of 2023. Its insurance program has earned A.M. Best’s highest rating (A++) for over 40 consecutive years, underscoring its financial strength and ethical practices. In addition to financial services, the Knights contribute extensively to charitable works, donating billions of dollars and millions of volunteer hours to humanitarian, educational, and faith-based causes.
Fidelity & Guaranty Life (F&G)
- Website: https://www.fglife.com
- Revenue (2024): $2.3 billion
- Employees: 872
- Headquarters: Des Moines, Iowa
- Job board: https://www.fglife.com/about/careers
- Glassdoor rating: 4
F\&G Annuities & Life, Inc., founded in 1959 and headquartered in Des Moines, Iowa, provides life insurance, annuities, and pension risk transfer solutions across the United States. Originally known as Fidelity & Guaranty Life, the company rebranded as F\&G in 2019 and became a subsidiary of Fidelity National Financial in 2020. Its offerings include fixed indexed annuities, fixed rate annuities, immediate annuities, and individual life insurance policies, with products available nationwide through a network of financial professionals. F\&G emphasizes partnership, innovation, and transparency as it helps individuals achieve financial security and retirement goals.
Ohio National Financial Services
- Website: https://www.ohionational.com
- Revenue (2024): $2.2 billion
- Employees: 1,000
- Headquarters: Cincinnati, Ohio
- Job board: https://augustarfinancial.com/professionals/careers/
AuguStar Life, formerly Ohio National, is a Cincinnati-based insurer with more than 100 years of history serving individuals, families, and businesses. The company focuses on indexed life insurance products while also offering annuities, disability insurance, and retirement solutions across the U.S. and Latin America. It operates as part of the Constellation family of companies, which includes AuguStar Retirement and international affiliates. With a strong legacy and emphasis on technology, AuguStar supports financial professionals through tools, resources, and market-leading products to help clients plan for long-term financial security.
OneAmerica (American United Life)
- Website: https://www.oneamerica.com/
- Revenue (2024): $2.1 billion
- Employees: 2,500
- Headquarters: Indianapolis, Indiana
- Job board: https://www.oneamerica.com/about-us/careers
- Glassdoor rating: 3.5
OneAmerica Financial®, founded in 1877 and headquartered in Indianapolis, Indiana, is a mutual financial services organization offering life insurance, annuities, long-term care, disability coverage, employee benefits, and retirement plans across the U.S. (excluding New York). Operating through eight companies, OneAmerica emphasizes long-term value, financial strength, and customer-first service. Formerly known as American United Life Insurance Company (AUL), the firm underwent a brand refresh in 2024. J. Scott Davison currently serves as Chairman, President, and CEO.
Modern Woodmen of America
- Website: https://www.modernwoodmen.org
- Revenue (2024): $2.0 billion
- Employees: 3,199
- Headquarters: Rock Island, Illinois
- Job board: https://www.modernwoodmen.org/about-us/careers
- Glassdoor rating: 4
Modern Woodmen of America, founded in 1883 and headquartered in Rock Island, Illinois, is a fraternal benefit society owned and operated by its members. The organization provides financial security through life insurance, retirement planning, and other financial services, while also fostering family life and supporting community improvement projects nationwide. Serving nearly 700,000 members, it operates subsidiaries including MWA Financial Services, Inc. and Modern Woodmen General Agency. Modern Woodmen holds strong financial ratings, including an A (Excellent) from A.M. Best and AA- from KBRA, reflecting its stability and conservative investment approach.
Foresters Financial (U.S.)
- Website: https://www.foresters.com
- Revenue (2024): $1.9 billion
- Employees: 2,055
- Headquarters: New York, New York
- Job board: https://www.foresters.com/en/careers
- Glassdoor rating: 2.9
Foresters Financial, the trade name for The Independent Order of Foresters, is a fraternal benefit society headquartered in Toronto that provides life insurance and financial solutions in Canada, the U.S., and the UK. Founded in 1874, it has grown to serve 2.6 million clients and families while maintaining its community-focused mission. Foresters differentiates itself with simplified insurance products, digital tools, and member benefits such as scholarships and community grants. Rated “A” (Excellent) by A.M. Best for 23 consecutive years, the organization strengthened its presence in Canada through its 2020 acquisition of Canada Protection Plan.
Allianz Life
- Website: https://www.allianzlife.com
- Revenue (2024): $1.8 billion
- Employees: 5,912
- Headquarters: Minneapolis, Minnesota
- Job board: https://www.allianzlife.com/new-york/about/careers
Allianz Life Insurance Company of North America (Allianz Life®), founded in 1896 and headquartered in Minneapolis, is a leading U.S. provider of annuities and life insurance solutions. As part of global financial services leader Allianz SE, the company offers fixed index annuities, registered index-linked annuities, indexed universal life insurance, and ETFs through its subsidiary Allianz Investment Management. With more than 100,000 agents nationwide, Allianz Life helps millions of Americans prepare for retirement and manage financial risk. Backed by the strength of Allianz SE’s global presence in nearly 70 countries, the company also supports employees with career development, flexible work arrangements, and comprehensive benefits.
Horace Mann Life Insurance Co.
- Website: https://www.horacemann.com
- Revenue (2024): $1.6 billion
- Employees: 1,750
- Headquarters: Springfield, Illinois
- Job board: http://www.horacemann.com/about-us/careers/corporate-careers
- Glassdoor rating: 3.5
Horace Mann, founded in 1945 by educators in Springfield, Illinois, is the largest national multiline insurance company dedicated to serving America’s educators and their families. The company offers auto, home, life, supplemental insurance, retirement annuities, and mutual funds, with a strong focus on financial well-being for teachers. In 2022, it expanded its life and disability offerings with the acquisition of Madison National Life Insurance Company. Headquartered in Springfield, Horace Mann also supports educators through recognition programs and classroom funding partnerships with DonorsChoose.org.
WoodmenLife
- Website: https://www.woodmenlife.org
- Revenue (2024): $1.1 billion
- Employees: 934
- Headquarters: Omaha, Nebraska
- Job board: https://www.woodmenlife.org/careers/
- Glassdoor rating: 3.8
WoodmenLife, officially Woodmen of the World Life Insurance Society, is a not-for-profit fraternal benefit society founded in 1890 and based in Omaha, Nebraska. It provides life insurance and financial products while also emphasizing community service, patriotism, and family support. Members gain access to volunteer opportunities, local events, and charitable initiatives, including efforts to fight hunger and honor veterans. Financially strong, WoodmenLife holds an A+ rating from A.M. Best, reflecting its stability and ability to serve nearly 135 years of members nationwide.
American Fidelity Assurance Co..
- Website: https://www.americanfidelity.com
- Revenue (2024): $1.0 billion
- Employees: 2,000
- Headquarters: Oklahoma City, Oklahoma
- Job board: https://jobs.americanfidelity.com/
- Glassdoor rating: 4.3
American Fidelity Assurance Company, headquartered in Oklahoma City, is a family-owned life and health insurance company founded by C.W. and C.B. Cameron. It provides supplemental insurance products such as life, disability, cancer, and hospital indemnity, along with tax-deferred annuities, primarily serving education, healthcare, automotive, and public sector employees. The company serves 1 million customers in 49 states, employs about 2,000 people, and has consistently earned an A+ rating from A.M. Best since 1982. Bill Cameron, grandson of the co-founder, is the current Chairman and CEO.
MassMutual Ascend (previously Great American Life)
- Website: http://massmutualascend.com/
- Revenue (2024): $1.0 billion
- Employees: 600
- Headquarters: Cincinnati, Ohio
- Job board: https://www.massmutual.com/about-us/careers
- Glassdoor rating: 3.9
MassMutual Ascend Life Insurance Company, formerly Great American Life, was acquired by MassMutual on May 28, 2021 and rebranded on October 3, 2022. Operating as an independent subsidiary, the company specializes in fixed and fixed-indexed annuities, continuing a legacy established under American Financial Group ownership since 1973. Licensed in 49 states and D.C., MassMutual Ascend holds over $46.5 billion in assets with a strong 107% assets-to-liabilities ratio. Its annuities are designed to be transparent and reliable, backed by the financial strength of MassMutual.
National Guardian Life Insurance Co.
- Website: https://www.nglic.com
- Revenue (2024): $976 million
- Employees: 407
- Headquarters: Madison, Wisconsin
- Job board: https://www.nglic.com/Careers/Join-Our-Team
- Glassdoor rating: 3.2
National Guardian Life Insurance Company (NGL), founded in 1909 and headquartered in Madison, Wisconsin, is an independent mutual life insurer licensed in 49 states and the District of Columbia. The company offers preneed funeral insurance, long term care coverage, and group employee benefits including dental, vision, and hospital indemnity plans. NGL holds an A (Excellent) rating from A.M. Best, reflecting its financial strength and policyholder reliability. As of 2024, it reported $5.1 billion in assets.
Global Atlantic Financial Group (KKR)
- Website: https://www.globalatlantic.com
- Revenue (2024): $665 million
- Employees: 3,656
- Headquarters: New York, New York
- Job board: https://www.globalatlantic.com/careers
- Glassdoor rating: 3.1
Global Atlantic Financial Group, founded in 2004 within Goldman Sachs and independent since 2013, is a leading provider of retirement, life insurance, and reinsurance solutions. Headquartered in the U.S. with operations in Bermuda and Japan, it became a wholly owned subsidiary of KKR in 2024. The company offers annuities, preneed life insurance, and investment products supported by strong capital and risk management. Its insurance subsidiaries hold strong financial ratings, including A (Excellent) from A.M. Best.
Lincoln Heritage Life Insurance Co.
- Website: https://www.lhlic.com
- Revenue (2024): $653 million
- Employees: 7,500
- Headquarters: Phoenix, Arizona
- Job board: https://www.lhlic.com/home-office/
- Glassdoor rating: 3.4
Lincoln Heritage Life Insurance Company, founded in 1963, specializes in final expense life insurance through its signature Funeral Advantage Program. The company is known for fast claims processing and 24-hour service, setting a high standard in the industry. It maintains an A- (Excellent) rating from A.M. Best and an A+ rating with the Better Business Bureau. Family-owned and agent-driven, Lincoln Heritage serves seniors nationwide with personalized support and reliable coverage.
Physicians Mutual Insurance Co.
- Website: https://www.physiciansmutual.com
- Revenue (2024): $615 million
- Employees: 1,996
- Headquarters: Omaha, Nebraska
- Job board: https://careers.physiciansmutual.com/
- Glassdoor rating: 3.5
Physicians Mutual, founded in 1902 and headquartered in Omaha, Nebraska, offers health, life, and retirement insurance through Physicians Mutual Insurance Company, Physicians Life Insurance Company, and Physicians Select Insurance Company. The company serves customers nationwide with funeral home partners and local community presence, earning a 95% customer satisfaction rating. It holds over $4.6 billion in combined assets and pays hundreds of millions in claims annually. Physicians Mutual maintains excellent financial strength ratings from A.M. Best and Weiss Ratings, placing it among the top 1% of insurers.
Security Benefit Life Insurance Co.
- Website: https://www.securitybenefit.com
- Revenue (2024): $444 million
- Employees: 747
- Headquarters: Topeka, Kansas
- Job board: https://www.securitybenefit.com/careers
- Glassdoor rating: 3.1
Security Benefit, founded in 1892 and headquartered in Topeka, Kansas, is a leading retirement solutions provider with over $51.6 billion in assets under management as of 2023. Owned by Eldridge Industries, the company offers annuities and mutual fund programs designed for educators, individuals, and retirement plan participants. With more than 2,000 associates across multiple U.S. offices, Security Benefit emphasizes innovation, growth, and community impact. Its long-standing values of strength, service, and philanthropy continue to guide its mission of helping Americans achieve retirement security.
Talcott Resolution
- Website: https://www.talcottresolution.com
- Revenue (2024): $395 million
- Employees: 700
- Headquarters: Hartford, Connecticut
- Job board: https://www.talcottresolution.com/careers.html
- Glassdoor rating: 3.2
Talcott Financial Group, founded in 1902, is an international life insurance group specializing in innovative risk transfer and reinsurance solutions. With $126 billion in assets and investment-grade ratings, the company leverages global reach, actuarial expertise, and a multi-manager investment platform. Now partnered with Sixth Street, Talcott delivers customized strategies that enhance capital efficiency and underwriting capacity. Recognized as a “Top Workplace,” it continues to build client trust and long-term stability.
Royal Neighbors of America
- Website: https://www.royalneighbors.org
- Revenue (2024): $281 million
- Employees: 203
- Headquarters: Rock Island, Illinois
- Job board: https://www.royalneighbors.org/careers
- Glassdoor rating: 3.5
Royal Neighbors of America, founded in 1895 in Illinois, was one of the first insurers to make life insurance accessible to women. Today it serves over 280,000 members nationwide with life insurance, annuities, and community-focused benefits like health discounts and grief support. The organization emphasizes philanthropy and volunteerism, delivering $43.8 million in Social Good impact in 2024. Rated A (Excellent) by A.M. Best, it has also earned Great Place to Work certifications and Forbes recognition as a top insurance company.
Pekin Life Insurance Company
- Website: https://www.pekininsurance.com
- Revenue (2024): $269 million
- Employees: 874
- Headquarters: Pekin, Illinois
- Job board: https://www.pekininsurance.com/careers
- Glassdoor rating: 3.4
Pekin Insurance, founded in 1921 by Illinois farmers, has grown into a multi-line insurance provider serving 22 states. Headquartered in Pekin, Illinois, the company offers auto, home, life, and business coverage through 1,200 agencies and 7,500 independent agents. With $2 billion in assets and over 900 employees, it emphasizes reliability, innovation, and personalized service. Pekin Insurance remains dedicated to providing financial protection while going “Beyond the expected.”
United American Insurance Company (Globe Life group)
- Website: https://www.unitedamerican.com
- Revenue (2024): $250 million
- Employees: 3,732
- Headquarters: McKinney, Texas
- Job board: https://www.unitedamerican.com/careers
- Glassdoor rating: 3.2
United American Insurance Company, founded in 1947 and now a subsidiary of Globe Life Inc., provides life and supplemental health insurance with a strong focus on Medicare Supplement plans. Licensed in 49 states, the company has grown from a small Texas-based insurer into one of the largest underwriters of individual Medicare Supplement policies in the nation. It has consistently earned strong financial strength ratings, including A from A.M. Best, AA- from S\&P, and A+ from Fitch and the BBB. Headquartered in McKinney, Texas, United American supports a wide network of independent brokers and agents across the country.
Gerber Life Insurance Co. (Western & Southern)
- Website: https://www.gerberlife.com
- Revenue (2024): $195 million
- Employees: 500
- Headquarters: White Plains, New York
- Job board: https://www.gerberlife.com/about/careers
- Glassdoor rating: 3.7
Gerber Life Insurance Company, founded in 1967 in Fremont, Michigan, provides affordable life insurance for children, adults, and families. Now a member of Western & Southern Financial Group, the company holds $66 billion of life insurance in force as of December 2024. Its products include whole life, family life, accident protection, and college savings plans. Gerber Life has earned an A+ (Superior) rating from A.M. Best, reflecting over two decades of strong financial stability.
Catholic Order of Foresters
- Website: https://www.catholicforester.org
- Revenue (2024): $168 million
- Employees: 97
- Headquarters: Naperville, Illinois
- Job board: https://www.catholicforester.org/about/careers
- Glassdoor rating: 3
Catholic Order of Foresters (COF), founded in 1883 in Chicago by Irish immigrant Thomas Taylor, is a Catholic fraternal benefit society dedicated to providing life insurance and annuities while supporting Catholic values through community outreach. Headquartered in Naperville, Illinois since 1984, COF serves nearly 87,000 members across 43 states and Washington, D.C. Its products include Term, Whole, and Universal Life, as well as Annuities, with member benefits such as scholarships and fraternal programs. Rooted in its history of protecting Catholic families and communities, COF continues its mission of faith-driven financial security and service.
Catholic Financial Life
- Website: https://www.catholicfinanciallife.org
- Revenue (2024): $162 million
- Employees: 135
- Headquarters: Milwaukee, Wisconsin
- Job board: https://www.catholicfinanciallife.org/careers
- Glassdoor rating: 3.5
Catholic Financial Life, based in Milwaukee, is the second-largest Catholic not-for-profit financial services organization in the U.S., with $1.7 billion in assets and more than 125,000 members. Formed in 2010 through the merger of Catholic Knights and Catholic Family Life Insurance, it offers life insurance and annuities while supporting faith-driven community service. Its history dates back to 1868, making it the oldest Catholic fraternal benefit society. Today, it combines financial protection with charitable outreach, scholarships, and volunteerism.
Manhattan Life Insurance Company
- Website: https://www.manhattanlife.com
- Revenue (2024): $160 million
- Employees: 581
- Headquarters: Houston, Texas
- Job board: https://www.manhattanlife.com/about-us/careers
- Glassdoor rating: 3.3
ManhattanLife, founded in 1850 and now headquartered in Houston, is one of the oldest life and health insurance companies in the United States. Originally incorporated in New York, it gained prominence by issuing one of the first group policies in 1854 and building the world’s tallest skyscraper at 66 Broadway in 1894. Today, it operates through subsidiaries offering life, health, and annuity products for individuals, seniors, and employers. With more than 175 years of service, ManhattanLife continues its mission of financial protection and stability.
Gleaner Life Insurance Society
- Website: https://www.gleanerlife.org
- Revenue (2024): $151 million
- Employees: 67
- Headquarters: Adrian, Michigan
- Job board: https://www.gleanerlife.org/careers
- Glassdoor rating: 2.5
Gleaner Life Insurance Society, founded in 1894 as the Ancient Order of Gleaners, is a not-for-profit fraternal benefit society headquartered in Adrian, Michigan. Built on the principles of benevolence, protection, and fraternity, it offers life insurance and annuity products that provide financial security while supporting community service. With about 74,000 members, Gleaner Life enriches local communities through scholarships, volunteer programs, and family-friendly benefits, blending financial protection with fraternal outreach.
Ohio State Life Insurance Co.
- Website: https://www.ohiostatelife.com/
- Revenue (2024): $150 million
- Employees: 165
- Headquarters: Dallas, Texas
The Ohio State Life Insurance Company, founded in 1906 and now part of NexAnnuity, has over 115 years of experience serving policyholders. The company specializes in annuity products that protect principal while growing retirement income, supported by strong partnerships with top service providers. Licensed in 46 states and the District of Columbia, Ohio State Life benefits from NexAnnuity’s multibillion-dollar investment platform and affiliate network, providing industry-leading crediting rates and efficient operations. Through this structure, policyholders gain access to innovative retirement solutions backed by financial strength and expertise.
National Western Life Insurance Company
- Website: https://www.nationalwesternlife.com
- Revenue (2024): $128 million
- Employees: 464
- Headquarters: Austin, Texas
- Job board: https://www.nationalwesternlife.com/CorporateCareers
- Glassdoor rating: 2.7
National Western Life Insurance Company, founded in 1956, is a stock life insurer based in Austin, Texas. It provides term, whole, and universal life insurance along with annuities, serving both U.S. residents and foreign nationals through a wide network of independent agents. In 2020, it launched The Sterling Group, a strategic partnership with major marketing organizations. In July 2024, National Western was acquired by Prosperity Life Group in a $1.9 billion deal and delisted from Nasdaq.
EquiTrust Life Insurance Company
- Website: https://www.equitrust.com
- Revenue (2024): $124 million
- Employees: 449
- Headquarters: Chicago, Illinois
- Job board: https://www.equitrust.com/careers/opportunities
- Glassdoor rating: 4.3
EquiTrust Life Insurance Company, founded in 2003 and headquartered in Chicago with operations in West Des Moines, offers fixed and indexed annuities and life insurance products through more than 20,000 independent agents. The company has grown rapidly, surpassing $33.6 billion in assets under management in 2024. EquiTrust has been recognized for ten consecutive years among Ward’s Top 50 life and health insurers. Since 2015, Magic Johnson Enterprises has held a controlling interest, supporting its expansion and community programs.
Columbian Life Insurance Company
- Website: https://www.cfglife.com
- Revenue (2024): $123 million
- Employees: 448
- Headquarters: Binghamton, New York
- Job board: https://www.cfglife.com/job-openings/
- Glassdoor rating: 3.9
The Columbian Financial Group, founded in 1882, includes Columbian Mutual Life Insurance Company, Columbian Life Insurance Company, and several affiliates. Headquartered in Binghamton, New York, the group has over 300 employees and 20,000 independent agents serving families nationwide. It specializes in small face amount life insurance, paying more than $200 million annually in death benefits. With over 140 years of stability, Columbian emphasizes financial strength and long-term policyholder security.
Wellabe (formerly American Enterprise Group, Inc.)
- Website: https://wellabe.com/
- Revenue (2024): $121 million
- Employees: 439
- Headquarters: Des Moines, Iowa
- Glassdoor rating: 4.7
Wellabe, formerly American Enterprise Group, was founded in 1929 by Watson Powell Sr. as American Republic Insurance Company. Headquartered in Des Moines, Iowa, the company rebranded in June 2023 to unify its six subsidiaries under one identity while keeping the same people, products, and services. Licensed in 49 states and the District of Columbia, Wellabe offers life and health insurance plans and is recognized by AM Best for excellent financial strength. The new brand emphasizes the company’s long-standing mission of caring and its promise to “always be” there for customers.
Security Mutual Life Insurance Co. of New York
- Website: https://www.smlny.com
- Revenue (2024): $112 million
- Employees: 406
- Headquarters: Binghamton, New York
- Job board: https://smlny.com/our-company/career-opportunities/
- Glassdoor rating: 3.4
Security Mutual Life Insurance Company of New York, founded in 1886 and headquartered in Binghamton, New York, is a mutual insurer serving policyholders for more than 138 years. The company has paid dividends every year since 1893 and reported total invested assets of $3.05 billion in 2024, with 99.84% of its bond portfolio rated investment grade. Security Mutual maintains an A- (Excellent) rating from A.M. Best and offers life insurance and annuity products focused on long-term financial protection. Its mission emphasizes stability, dignity, and equitable treatment of policyholders.
Savings Bank Mutual Life Insurance Co. of Massachusetts (SBLI)
- Website: https://www.sbli.com
- Revenue (2024): $105 million
- Employees: 383
- Headquarters: Woburn, Massachusetts
- Job board: https://www.sbli.com/about-us/work-with-us/
SBLI, founded in 1907 by Supreme Court Justice Louis Brandeis, is a mutual life insurance company headquartered in Woburn, Massachusetts. With over $3.4 billion in assets and more than $180 billion of insurance in force, SBLI has protected over one million families nationwide. The company holds strong financial ratings, including an A (Excellent) from A.M. Best and an A- (Strong) from Standard & Poor’s. As a mutual insurer, SBLI operates for the benefit of its policyholders and supports communities through the SBLI Charitable Foundation.
Venerable (formerly Voya closed blocks)
- Website: https://www.venerable.com
- Revenue (2024): $99 million
- Employees: 608
- Headquarters: West Chester, Pennsylvania
- Glassdoor rating: 4.2
Venerable, founded in 2018 and headquartered in West Chester, Pennsylvania with operations in Des Moines, Iowa, specializes in managing legacy variable annuity business acquired from other insurers. The company was created by an investor group led by Apollo Global Management, Crestview Partners, Reverence Capital Partners, and Athene Holdings. Through subsidiaries such as Venerable Insurance and Annuity Company, it administers nearly 200,000 annuity contracts and provides reinsurance solutions for other insurers. Venerable continues to expand through major transactions with firms like Equitable, Manulife, and Corebridge Financial.
Americo Financial Life & Annuity
- Website: https://www.americo.com
- Revenue (2024): $75 million
- Employees: 583
- Headquarters: Kansas City, Missouri
- Job board: https://www.americo.com/jobs/
- Glassdoor rating: 4.2
Americo Life, Inc., headquartered in Kansas City, Missouri, is one of the largest independent, privately held insurance companies in the United States with roots dating back over 100 years. Its family of companies includes Americo Financial Life and Annuity Insurance Company, Great Southern Life Insurance Company, United Fidelity Life Insurance Company, and National Farmers Union Life Insurance Company. Americo offers a wide range of life insurance and annuity products designed around customer needs and agent support. The company holds an “A” (Excellent) financial strength rating from A.M. Best, reflecting its stability and claims-paying ability.
BetterLife (National Mutual Benefit + Western Fraternal Life)
- Website: https://www.betterlifeins.com
- Revenue (2024): $64 million
- Employees: 108
- Headquarters: Madison, Wisconsin
- Job board: https://www.betterlifeins.com/about-us/careers/
- Glassdoor rating: 2.6
BetterLife, headquartered in Madison, Wisconsin, is a member-owned life insurance company formed in 2021 from the merger of two fraternal benefit societies with a combined history of over 125 years. The company offers life insurance and annuity products while focusing on community involvement, social programs, and member-exclusive benefits. Operating in 17 states, BetterLife emphasizes personalized service and volunteer engagement, returning profits to members and their communities. The company has donated over $170,000 to charities and contributed nearly $975,000 in member impact initiatives in 2024.
Kansas City Life Insurance Co.
- Website: https://www.kclife.com
- Revenue (2024): $59 million
- Employees: 737
- Headquarters: Kansas City, Missouri
- Job board: https://www.kclife.com/careers.aspx
- Glassdoor rating: 2.8
Primerica, Inc., headquartered in Duluth, Georgia, is a financial services company that primarily serves middle-income families in the United States, Canada, Puerto Rico, and Guam. Founded in 1981 and publicly traded on the NYSE under PRI, it focuses on providing term life insurance along with mutual funds, annuities, mortgages, and other financial products. Primerica operates through a large network of over 151,000 licensed independent representatives who educate clients and offer financial solutions. The company reported $900 billion of active term life insurance coverage at the end of 2021, underscoring its significant role in protecting families’ financial futures.
Liberty Bankers Life Insurance Company
- Website: https://www.libertybankerslife.com
- Revenue (2024): $46 million
- Employees: 190
- Headquarters: Dallas, Texas
- Glassdoor rating: 3.5
Liberty Bankers Insurance Group, headquartered in Dallas, Texas, consists of Liberty Bankers Life Insurance Company, Capitol Life Insurance Company, and American Benefit Life Insurance Company. With over 280 years of combined experience, the group offers life, health, and retirement insurance products designed to protect families and support long-term financial security. The company emphasizes strong relationships, prompt service, and a culture of integrity, dignity, and respect. Liberty Bankers is rated A- by A.M. Best, reflecting its financial stability and commitment to policyholders.
Clear Spring Life and Annuity Company
- Website: https://clearspringlife.com/
- Revenue (2024): $39 million
- Employees: 160
- Headquarters: Indianapolis, Indiana
- Glassdoor rating: 3.8
Clear Spring Life and Annuity Company, part of Group 1001, provides fixed annuity products to retail customers through independent marketing organizations nationwide. The company focuses on simple, reliable solutions that help clients meet their retirement goals while delivering strong market performance. As part of the consumer-centric Group 1001 family, Clear Spring emphasizes innovation, security, and long-term value, combining life insurance expertise with asset management experience. The company is committed to building lasting relationships with customers, agents, and communities.
Oxford Life Insurance Company (U-Haul group)
- Website: https://www.oxfordlife.com
- Revenue (2024): $36 million
- Employees: 150
- Headquarters: Phoenix, Arizona
- Job board: https://www.oxfordlife.com/careers/
- Glassdoor rating: 2.5
Oxford Life Insurance Company, founded in Arizona in 1965, focuses on serving the senior market with life insurance and annuity products that support financial security in retirement. The company is part of AMERCO, a publicly traded holding company that also owns U-Haul International and RepWest Insurance Company. Oxford Life operates alongside its subsidiaries, Christian Fidelity Life Insurance Company and North American Insurance Company, offering final expense protection and deferred annuities. The company’s financial stability is recognized by A.M. Best through its Financial Strength Rating.
United Heritage Life Insurance Company
- Website: https://www.unitedheritage.com
- Revenue (2024): $35 million
- Employees: 137
- Headquarters: Meridian, Idaho
- Job board: https://www.unitedheritage.com/careers
United Heritage is a family of insurance companies offering life insurance, annuities, and group life and disability products through United Heritage Life Insurance Company in 49 states and the District of Columbia. Property and casualty products, including auto, homeowners, and fire insurance, are provided through United Heritage Property & Casualty Company and Sublimity Insurance Company in select western states. Founded over a century ago, United Heritage operates under a mutual holding company structure headquartered in Meridian, Idaho, with a focus on financial strength, service, and policyholder value. The company employs 200 staff and works with thousands of independent agents nationwide.
United Security Assurance Company of Pennsylvania
- Website: https://www.usaofpa.com
- Revenue (2024): $34 million
- Employees: 35
- Headquarters: Souderton, Pennsylvania
United Security Assurance Company of Pennsylvania, founded in 1983, is a privately held life and health insurer focused on providing quality products at fair rates while prioritizing equitable treatment for agents and policyholders. Licensed in 40 states and the District of Columbia, the company offers life insurance, long-term care, and home health care products with flexible underwriting and responsive claims service. Their product portfolio includes short-term home care, long-term care, home health care, and whole life plans designed to meet a variety of consumer needs. William J. Neugroschel serves as President and CEO, leading the company’s commitment to service and policyholder satisfaction.
Sons of Norway
- Website: https://www.sofn.com
- Revenue (2024): $25 million
- Employees: 49
- Headquarters: Minneapolis, Minnesota
- Job board: https://www.sofn.com/careers/
- Glassdoor rating: 4.4
Sons of Norway, founded in 1895 in Minneapolis, Minnesota, is a fraternal benefit society serving people of Norwegian heritage in the United States and Canada. Organized as a 501(c)(8) non-profit, the organization promotes and preserves Norwegian and Nordic culture while offering life insurance and financial products to its members. Sons of Norway has nearly 400 lodges, more than 57,000 members, and provides extensive cultural, social, and educational programs, including language camps, scholarships, heritage classes, and sports activities. Its mission combines cultural preservation with financial protection, supporting members and communities through volunteerism, charitable giving, and insurance programs.
Loyal Christian Benefit Association (LCBA)
- Website: http://www.lcbalife.org/
- Revenue (2024): $23 million
- Employees: 29
- Headquarters: Erie, Pennsylvania
- Glassdoor rating: 2
Loyal Christian Benefit Association (LCBA), founded in 1890 in Titusville, Pennsylvania, is a fraternal life insurance society operating under a Christian common bond. Originally established as the Ladies Catholic Benevolent Association by pioneering Catholic women, LCBA was one of the first insurance societies owned and run by women for women. Over its 130+ year history, LCBA has grown to serve over 33,000 members across 35 states and the District of Columbia, providing life insurance, funeral pre-arrangement funding, tax-deferred annuities, Medicare supplements, and advantage products. LCBA reinvests earnings into communities through member benefits, scholarships, and charitable programs, combining financial protection with social impact.
Central States Health & Life Co. of Omaha
- Website: https://www.cso.com
- Revenue (2024): $22 million
- Employees: 99
- Headquarters: Omaha, Nebraska
- Job board: https://www.cso.com/careers/
- Glassdoor rating: 3.6
Central States Health & Life Co. of Omaha (CSO) is a mutually owned insurance company based in Omaha, Nebraska, serving clients in nearly all U.S. states as well as Guam and Saipan. Founded in 1932, CSO offers a range of insurance products including life, debt protection, Medicare Supplement, and Dental, Vision, and Hearing plans. The company and its subsidiaries maintain an AM Best Financial Strength rating of A- (Excellent) and complete annual SOC 1 audits to ensure strong financial and operational controls. CSO focuses on long-term relationships, professional development, and providing reliable service to its policyholders and partners.
EMC National Life Company
- Website: https://www.emcnationallife.com/
- Revenue (2024): $21 million
- Employees: 93
- Headquarters: Des Moines, Iowa
EMC National Life Company (EMC Life), based in Des Moines, Iowa, provides life insurance solutions for individuals and workplace markets through independent agencies in 48 states and the District of Columbia. Formed in 2003 from the merger of Employers Modern Life Company and National Travelers Life Company, EMC Life is an affiliate of EMC Insurance Companies, which has over 100 years of experience. The company holds an A- (Excellent) rating from A.M. Best and focuses on delivering simple products and superior service. EMC Life operates 17 branch offices nationwide to stay close to customers and respond to local market needs.
Sentinel Security Life Insurance Company
- Website: https://www.sslco.com
- Revenue (2024): $17 million
- Employees: 78
- Headquarters: Salt Lake City, Utah
- Job board: https://www.sslco.com/career-opportunities/
- Glassdoor rating: 3
Sentinel Security Life Insurance Company, founded in 1948 by Utah funeral directors, provides life insurance and annuity products, originally focusing on final expense coverage. Over the decades, the company expanded its offerings to include innovative annuities and Medicare Supplement products while maintaining financial strength and stability. Based in Utah, Sentinel serves senior markets nationwide and emphasizes quality service to policyholders, agents, and shareholders. Today, the company continues to grow and develop products that provide peace of mind to families.
American-Amicable Life Insurance Co. of Texas
- Website: https://www.americanamicable.com
- Revenue (2024): $14 million
- Employees: 71
- Headquarters: Waco, Texas
- Job board: https://www.americanamicable.com/v4/careers.html
- Glassdoor rating: 3.7
American-Amicable, founded in 1910 and now a subsidiary of iA Financial Group, provides life insurance and annuity products focused on protection, wealth creation, and estate preservation. The company manages over $25 billion in life insurance in force and has paid more than $151 million in claims in 2023. Based in Waco, Texas, its historic Alico Building serves as the company’s headquarters. American-Amicable emphasizes exceptional customer service, financial strength, and long-term policyholder commitment.
United Farm Family Life (Indiana Farm Bureau)
- Website: https://www.infarmbureau.com
- Revenue (2024): $9 million
- Employees: 1,300
- Headquarters: Indianapolis, Indiana
- Job board: https://www.infarmbureau.com/careers
- Glassdoor rating: 4
Indiana Farm Bureau Insurance, founded in 1934, provides auto, life, home, farm, and business insurance, as well as banking and financial services. Headquartered in Indianapolis with local offices in all 92 counties, the company serves Hoosiers through over 450 agents and nearly 1,200 employees. It is a leading provider of auto and homeowners insurance and the largest writer of farm insurance in Indiana. The company is committed to community engagement, supporting youth, agriculture, wellness, and cultural programs across the state.
Atlantic Coast Life Insurance Company
- Website: https://www.aclico.com/
- Revenue (2024): $7 million
- Employees: 39
- Headquarters: Charleston, South Carolina
- Glassdoor rating: 4.1
Atlantic Coast Life Insurance Company, founded in 1925 in Charleston, South Carolina, has nearly 100 years of experience helping families plan and fund end-of-life solutions. The company expanded its Preneed Division in 2003 and later entered the annuity market, achieving significant growth nationwide. Acquired by Advantage Capital in 2015, Atlantic Coast Life continues to focus on expanding its products and maintaining integrity in service to clients and agents.
Everly Life Insurance Company
- Website: https://www.everlylife.com/
- Revenue (2024): $5 million
- Employees: 25
- Headquarters: Topeka, Kansas
- Glassdoor rating: 4.8
Everly Life Insurance Company specializes in indexed universal life insurance policies and is licensed to provide service in 49 states. Formerly Settlers Life Insurance Company, Every Life was acquired by Everly Holdings, LLC in 2022. Policy terms and numbers remain unchanged despite the name transition. Prior to the acquisition, Settlers, a legacy business, was rated A- (Excellent) by A.M. Best.
Explore new possibilities and take the next step in your life insurance career with these leading organizations. Whether you're seeking entry-level life insurance jobs or aiming for advancement at respected firms, positions at these providers often provide outstanding professional growth and valuable development opportunities. As you advance in your job search, consider feedback from both former and current employees to gain insights into each company's work environment, hiring standards, and benefits packages.
What job opportunities are available at life insurance companies?
Life insurance jobs span a wide range of specialties and career paths within leading companies. Common life insurance jobs include insurance sales agents, actuaries, claims adjusters, and customer service representatives. Along with these traditional life insurance roles, many organizations offer opportunities for professionals in marketing, technology, information systems, and finance, particularly within their corporate offices. Company job listings offer the most up-to-date information on available life insurance positions, current openings, and the required qualifications.
At the heart of most companies' business and sales operations are agents, who interact directly with clients to promote and transact the company's insurance products.
How do you become an insurance agent?
To become a licensed insurance agent, you'll need to obtain the appropriate insurance license required by your state, most commonly a life insurance license or a combined life and health insurance license. State regulations determine which type of insurance exam you must take. Although there are no formal education prerequisites for registering for the insurance license exam, earning a Bachelor's degree or completing coursework in business, finance, or accounting is highly encouraged. This background provides a valuable foundation in financial concepts, insurance products, market dynamics, and the principles necessary to excel not only on your life insurance exam but also throughout your career.
If you want to expand your services and sell related investment or retirement products, such as variable annuities and certain insurance options with cash value benefits, you will need an additional securities license. The Series 6 license allows holders of a life insurance license to offer variable annuities and select limited securities products. For broader market authority, passing the Series 7 license exam authorizes you to sell all offerings permitted by the Series 6 license as well as an expanded range of investment and securities-based insurance options. Whether you become a captive insurance agent working closely with a single company or take a more independent route, acquiring the proper licenses is crucial to launching a successful career and optimizing earning potential in the insurance industry.
How do you get a life insurance license?
The general steps to obtaining your insurance license, whether it's a life insurance license or a combined life and health insurance license, are outlined below:
- Complete a state-approved prelicensing course (typically 20 - 40 hours) designed specifically to help you prepare for your life insurance exam or required health insurance exam.
- Register online for the appropriate insurance license exam and pay all mandated examination fees.
- Achieve a passing score (usually 70% or higher) on your state-administered life insurance exam or life and health insurance exam.
- Undergo a thorough background check as part of the application process for your insurance license.
- Submit the finalized insurance license application to your state's licensing board.
Once you have earned your insurance license, you will be qualified for positions in life insurance sales, where you will serve individuals and businesses with informed policy guidance.
How much do insurance agents make?
In May 2024, the median annual salary for insurance agents in the U.S. was $60,370, according to the Bureau of Labor Statistics. This competitive insurance agent salary highlights the strong earning potential for individuals starting a career in this sector. Job prospects for licensed insurance agents remain robust, with a projected 4% employment growth rate through 2034, matching the national average across all occupations and indicating stable demand for qualified professionals.
ZipRecruiter reported that the average annual salary for insurance agents specializing in life insurance as of June 2025 reached $88,968. Among top-performing agents, salaries climbed as high as $139,000 per year, with the 75th percentile earning approximately $122,000. It's important to acknowledge that an insurance agent's salary can vary widely depending on geographic location, employer, and local cost of living. For the latest insurance agent salary details specific to your region, refer to ZipRecruiter or other trusted job boards for current and localized compensation data.
What is a captive vs. independent agent?
There are several distinct types of insurance agents, primarily differentiated by their affiliations with insurance carriers. The most significant distinction is between a captive insurance agent and an independent insurance agent. A captive insurance agent works exclusively for one insurance company, offering only that provider's policies. Captive insurance agents benefit from comprehensive company training, strong marketing support, and often receive both a base salary and commissions. If an insurance agent is directly employed by any of the companies mentioned above, they would be classified as a captive insurance agent.
An independent insurance agent or broker, on the other hand, can represent multiple insurance companies. This enables independent insurance agents to offer clients a range of insurance products at various price points. Operating their own businesses, independent insurance agents manage their own schedules and administrative tasks, typically earning income through commissions. This flexibility empowers an independent insurance agent to offer customized policy options and access to competitive quotes from a range of insurers. Depending on their licensing and location, an independent agent may sell policies from any of the companies listed above.
Life insurance FAQs
For those new to the world of life insurance, jargon and technicalities can make it difficult to understand. Life insurance covers a broad range of complex financial products, and there are key elements you should know before pursuing a career in this field or shopping for policies for yourself. Below are some commonly asked questions with straightforward responses to help demystify the basics of term, whole, and variable life coverage.
How does life insurance work?
Life insurance is a financial contract between a policyholder and an insurance company, structured to offer protection for dependents in the event of the policyholder's death. Understanding how life insurance works is crucial: the policyholder pays regular premiums, often on a monthly basis, to keep the policy active. These premium payments are based on several factors, including age, health status, and medical history; older adults or individuals with pre-existing health conditions often face higher costs.
When the insured person passes away, beneficiaries file life insurance claims to receive a tax-free payout, known as the death benefit. This life insurance claim provides immediate financial support, helping families manage living expenses and other obligations during a challenging time. Policyholders can establish a reliable safety net, ensuring their family's financial security and uninterrupted access to necessary funds in the event of a loss.
Experiencing the death of a loved one can cause significant emotional and financial strain, especially if the deceased was the main income provider. Life insurance claims serve as a valuable resource, enabling beneficiaries to navigate financial uncertainty. By securing comprehensive coverage and understanding the claims process, policyholders reinforce their commitment to protecting their family's future when it matters most.
How do you get a life insurance policy?
Life insurance should be purchased by a policyholder, either through an employee-sponsored plan or directly from a private insurance company. A life insurance medical exam may be needed to determine rates based on potential health risks and life expectancy. Some general tips for purchasing insurance as a consumer: shop around and evaluate options to find the best balance of value and coverage, check the financial stability of the insurance company, and carefully read or review a policy with a trusted agent before purchasing.
Life insurance policies should be discussed carefully with family members and industry representatives to determine financial needs and priorities, whether it's building a safety net or substantially growing wealth. Once a plan is chosen, policyholders can name primary and contingent beneficiaries, who will receive the proceeds if the primary beneficiary passes away before the policyholder. The plans available through life insurance are distinguished by the policy's duration, payment structure, and investment options.
What are the different types of life insurance plans?
There are two main types of life insurance policies:
- Term life insurance: Offers coverage for a predetermined period, typically 10 to 20 years. If the insured passes during this term, beneficiaries may file a life insurance claim for the death benefit. Coverage ends when the term expires.
- Permanent life insurance: Provides lifelong protection, allowing beneficiaries to submit life insurance claims whenever the policyholder dies. Because these policies do not expire, they often offer larger benefits.
The plans above may be augmented by riders, such as accidental death and dismemberment (AD&D) insurance, allowing policyholders to customize coverage. Term life insurance is generally a more affordable choice for individuals seeking temporary coverage. For new families, a term life policy can help protect dependents and cover essential expenses, such as tuition or mortgage payments, until children become financially independent. Permanent life insurance policies, though more expensive, not only guarantee future life insurance claims but also build cash value over time. This cash value can be tapped for premium payments or tax-advantaged withdrawals.
Permanent life insurance features several subtypes:
- Universal life insurance: Offers flexible premium payment options, allowing policyholders to adjust contributions within specified limits.
- Indexed universal life: Combines a death benefit with a cash value component that accumulates interest based on the performance of a stock market index.
- Variable life insurance: Includes an investment feature where cash-value funds are invested, often in mutual funds, to seek higher returns. However, these policies carry more risk compared to indexed universal life, as investment performance affects cash value and, therefore, total potential death benefits.
For individuals seeking to maximize the yield of their life insurance policy, a permanent plan with an investment component may be the ideal choice. Though returns are not guaranteed, taking on more risk now could lead to higher payouts and cash benefits in the long run. A trusted insurance advisor can make it easier to navigate these choices and clarify pros and cons.
What does life insurance cover?
Life insurance claims serve as a vital financial safety net, ensuring that beneficiaries receive essential support when they file life insurance claims to help cover:
- Funeral and burial expenses
- Outstanding debts and other financial obligations
- Ongoing living costs
- Charitable donations made in memory of the deceased
If the policyholder was the family's primary breadwinner, approved life insurance claims can play a crucial role in easing the financial impact of lost income. However, there are certain circumstances where a life insurance claim may be denied and the policy deemed invalid.
What's not covered by life insurance?
Life insurance claims may not be approved under the following circumstances:
- Suicide: Most life insurance policies include suicide clauses, stating that claims will not be paid if the policyholder dies by suicide within the initial years of coverage.
- Fraud: If a policyholder provides false information or omits critical health details when applying for a policy, life insurance claims may be declined, and no death benefit will be paid.
- Criminal death: Life insurance claims are not paid if the policyholder's death results from their involvement in a criminal act, or if a beneficiary is responsible for the policyholder's death.
- Risky jobs or activities: Certain professions or high-risk hobbies can affect life insurance claims. If accidental death occurs while participating in dangerous activities, the insurer may reduce or deny the death benefit payout.
Insurance agents do not assess claims themselves, but they can serve as a helpful point of contact in the event that one of their clients is denied coverage. Agents should always inform policyholders of the rights and limitations of any plan they purchase to avoid denials or support appeals down the line.
Final thoughts
Insurance is a great field for business-minded professionals who want to make a positive impact on people's lives and support their clients' financial security. For both aspiring and experienced insurance agents, gaining in-depth knowledge of the top life insurance companies operating in the U.S. can be immensely useful when preparing for future job searches and career advancement opportunities. Understanding the differences between an independent insurance agent, who represents multiple carriers, and a captive insurance agent, who works exclusively with one provider, can help you determine which career path aligns best with your goals. Many of the companies listed above offer flexible arrangements, allowing independent insurance agents to contract as representatives, while others hire captive insurance agents directly onto their teams.
If you plan to pursue an insurance agent position, whether at a nationally recognized legacy brand, a reputable regional firm, or an innovative start-up, ensuring you hold the proper life insurance license required by your state is vital. To get started on your career path, review the state-specific insurance licensing requirements and begin preparing for your life insurance exam as early as possible. With the correct credentials, you'll be well-positioned for a fulfilling career, enjoying a competitive salary and continuous professional growth at a leading life insurance company.
