
5 secrets to building a standout college and career journey





Annaline Dinkelmann is the founder of Teach Me Wall Street, an organization that helps people of all ages better understand investing, finance, and how markets function. Over the past 15 years, she has taught thousands of students through workshops, conferences, tours, and her virtual classroom. She’s best known for her top-rated Wall Street walking tour and “money smart” boot camps, which make financial topics approachable and engaging. Before launching her education and entrepreneurship career, Annaline spent 10 years in Morgan Stanley’s Banking and Compliance departments and later worked independently as a day trader for two years.
Table of contents
- Business summer programs for high school students: How to build credentials and stand out on college applications
- Key insights
- Navigating business summer programs and college preparation
- Why starting early matters
- Course selection
- Extracurricular exploration
- Reduced stress
- Access to support
- What makes a business summer program worth it?
- Quick checklist: Green flags vs. red flags
- The value of internships, especially in smaller settings
- Variety of responsibilities
- Personalized mentorship
- Tangible impact
- Stronger networking
- Internships vs. summer programs: Which matters more?
- Choose a summer program if you want:
- Choose an internship if you want:
- The best option for many students
- Crafting your own story: The power of narrative
- How to connect your experiences
- Example narrative (simple but strong)
- How to make your story easier to tell
- Developing flexible, modern skills colleges value
- Data and analysis
- Tech and productivity tools
- Communication and storytelling
- Continuous learning
- Standing out with advanced experiences
- How to get the most from advanced experiences
- Build your summer plan in 30 minutes
- Conclusion: Strategic planning and real-world skills matter more than prestige
Business summer programs for high school students: How to build credentials and stand out on college applications
Business summer programs can be a powerful way for high school students to explore career interests, gain real-world experience, and strengthen college applications. But not every program offers meaningful value, and the most impressive opportunities aren’t always the most prestigious.
If you’re a student (or parent) looking for a smart way for you or your child to spend the summer, this guide explains what makes a business summer program worth it, how internships compare, and how to turn your experiences into a standout application story.
Key insights
- Starting college preparation as early as 8th or 9th grade helps students build a strong foundation and reduces stress later.
- Internships with smaller organizations often provide broader responsibilities, closer mentorship, and more measurable impact.
- Connecting experiences into a clear narrative makes applications more memorable than simply listing activities.
- Adaptability and continuous skill growth matter more than collecting a static set of credentials.
- Advanced experiences such as research, competitions, and leadership roles yield strong achievements that stand out in admissions.
Navigating business summer programs and college preparation
Today’s college admissions process is more competitive than ever. Students who want to stand out need more than good grades: they need meaningful experiences that show initiative, curiosity, and growth.
Business-focused summer programs can help students build those strengths. The best programs do more than fill time: they develop skills, create real outcomes, and give students stories worth sharing in applications and interviews.
In the sections below, we’ll break down what to look for, what to avoid, and how to make the most of your summer.
Why starting early matters
Experts often recommend that students begin preparing for college as early as 8th or 9th grade. This doesn’t mean locking into a career path too soon. It means giving yourself time to explore interests and build a strong academic and extracurricular foundation.
Starting early helps with:
Course selection
The choices you make in 9th grade can set the stage for honors, Advanced Placement, or dual enrollment courses later. Challenging yourself academically can demonstrate motivation and readiness.
Extracurricular exploration
Joining clubs, volunteering, and trying internships earlier gives you time to discover what you actually enjoy. That leads to sustained commitment, leadership, and real growth, rather than last-minute activity collecting.
Reduced stress
Spreading out test prep, campus visits, recommendation planning, and application work can lower pressure and help you make smarter decisions.
Access to support
Understanding your interests sooner makes it easier to find mentors, teachers, advisors, and enrichment opportunities that align with your goals.
Summary: Starting early helps you build momentum. Instead of scrambling to add credentials later, you’ll have time to develop depth and direction.
What makes a business summer program worth it?
Not all summer programs offer the same value. Some provide genuine learning, mentorship, and project-based experience. Others are expensive résumé boosters with little substance.
A strong business summer program typically includes:
- Hands-on projects (not just lectures)
- Opportunities to practice real skills (analysis, communication, leadership)
- Mentorship or coaching from professionals or instructors
- Clear outcomes you can show on applications (presentations, reports, portfolios)
- A structured schedule with meaningful feedback
Quick checklist: Green flags vs. red flags
Green flags
- You build something tangible (a pitch deck, a business plan, a case analysis)
- You receive feedback and revise your work
- The program teaches transferable skills (Excel, presentation, teamwork)
- You can describe what you learned in specific terms
Red flags
- The curriculum is vague or overly generic
- There’s no final project or deliverable
- The program emphasizes prestige more than outcomes
- It promises admissions results without showing skill-building value
Takeaway: Choose programs that create measurable growth, not just a line on your resume.
The value of internships, especially in smaller settings
Internships can be among the best ways to gain practical experience in high school. Many students assume that only big-name companies matter, but internships at small businesses, startups, nonprofits, or city programs often provide deeper learning.
Here’s why:
Variety of responsibilities
In large organizations, interns may be limited to narrow tasks. In smaller organizations, interns often support multiple projects and gain a wider range of experience.
Personalized mentorship
Smaller teams can offer more direct access to leadership. That often means stronger guidance, faster feedback, and more meaningful relationships.
Tangible impact
In a small organization, your work can make a visible difference. That gives you concrete examples to share in applications and interviews.
Stronger networking
Working closely with a small team allows you to build connections across roles, which can lead to future opportunities and recommendations.
Takeaway: Colleges and employers care more about your growth and impact than the name on the internship. A smaller organization can give you better stories and stronger results.
Internships vs. summer programs: Which matters more?
Both can be valuable. The best choice depends on your goals, experience level, and what you want to gain.
Choose a summer program if you want:
- Structured learning and guidance
- Exposure to business topics you haven’t studied yet
- A clear project you can add to a portfolio
- A supportive environment for skill-building
Choose an internship if you want:
- Real workplace experience
- Responsibility and independence
- Mentorship and professional networking
- Strong evidence of impact and initiative
The best option for many students
If possible, combine both across different summers or even within the same summer (for example, a short program plus a part-time internship).
Crafting your own story: The power of narrative
A strong college application is not just a list of activities. It’s a story about who you are, what you care about, and how you’ve grown.
Business summer programs and internships are most powerful when they connect to a clear narrative. That narrative helps admissions officers understand your direction and makes your application more memorable.
How to connect your experiences
Look for themes across your choices:
- Leadership and initiative
- Problem-solving and creativity
- Interest in finance, entrepreneurship, marketing, or analytics
- Commitment to community impact
- Curiosity about how organizations work
Example narrative (simple but strong)
- Joined a business club in 9th grade
- Took an introductory finance course online
- Completed a summer program focused on entrepreneurship
- Interned at a local nonprofit and helped improve fundraising outreach
- Led a student project that raised money for a community cause
This shows growth, skill development, and impact, not random activity for the sake of collecting.
How to make your story easier to tell
- Reflect regularly: Keep notes on what you learned, what challenged you, and what you improved.
- Track outcomes: Save projects, presentations, metrics, and results.
- Practice explaining your “why”: What motivated you? What changed your thinking?
Takeaway: Your narrative is what turns experiences into an application advantage.
Developing flexible, modern skills colleges value
Today, colleges and employers increasingly value what students can do, not just what credentials they’ve collected. Skills that transfer across industries can help you stand out now and stay competitive later.
Some high-impact skills for business-minded students include:
Data and analysis
Being comfortable with numbers and interpreting information helps in nearly every field, from marketing to finance to entrepreneurship.
Tech and productivity tools
Skills like spreadsheets (Excel or Google Sheets), basic data visualization, and presentation design can help you contribute meaningfully in programs and internships.
Communication and storytelling
Students who can explain ideas clearly, through writing, presentations, or teamwork, often stand out quickly in professional settings.
Continuous learning
The ability to learn independently matters more than ever. Students who build skills consistently show initiative and adaptability.
Action step: Choose one skill to improve this summer, then find an opportunity to practice it in a real project.
Standing out with advanced experiences
Advanced opportunities can help students rise above the competition, especially when they create measurable outcomes.
Examples include:
- Independent research projects
- Business or case competitions
- Finance simulations and investing challenges
- Leadership roles in clubs or student organizations
- Launching a small initiative, service project, or entrepreneurial idea
These experiences can:
Demonstrate initiative
Independent projects show self-direction and drive.
Build real-world skills
Competitions and hands-on challenges provide evidence of performance, such as rankings, awards, or results.
Showcase leadership
Colleges value sustained leadership over shallow participation. Organizing a project, leading a team, or managing a long-term initiative can be highly compelling.
How to get the most from advanced experiences
- Go deep: Focus on a few meaningful commitments rather than many shallow ones.
- Choose alignment: Select opportunities that match your interests and long-term goals.
- Document progress: Track deliverables, outcomes, and lessons learned.
Bottom line: Depth and impact beat volume every time.
Build your summer plan in 30 minutes
If you want a practical way to get started, use this simple framework:
- Choose one interest area (finance, entrepreneurship, marketing, analytics)
- Pick one skill to build (Excel, public speaking, data storytelling)
- Find two opportunities
- One business summer program or course
- One internship, volunteer role, or project
Afterward:
- Define one measurable outcome (a portfolio project, presentation, or result)
- Track your progress weekly (what you learned + what you produced)
This approach helps you stay focused and gives you stronger material for college applications.
Conclusion: Strategic planning and real-world skills matter more than prestige
The strongest college applications aren’t built on prestige alone. They’re built on growth, impact, and clear direction.
When students start early, choose experiences with real responsibility, and build skills they can demonstrate, they naturally create applications that stand out. Business summer programs and internships can be valuable tools, but the true advantage comes from what you learn, what you contribute, and how well you can tell your story.
If you focus on substance over labels, you’ll build credentials that matter long after college admissions are over.

