Property and Casualty Exam FAQs
Answers to the most common questions about the Property and Casualty exam.
Does this course prepare me for the Property and Casualty Insurance exam in my state?
Yes, this course covers all 50 states and will prepare you for the Property and Casualty Insurance exam in your jurisdiction. The course is divided into two main sections: general insurance knowledge and state-specific policies and regulations, allowing you to focus on your state of choice. Even if our course is not yet certified for your state, we have the complete content and are in the process of obtaining certification.
Does this course come with a certificate of completion for my state?
Insurance licensing requirements vary state-by-state. Some states do not require applicants to submit a certificate of completion for a pre-licensing course before licensing, while others require pre-licensing education and verification of completion.
The following states do not generally require a certificate of completion: Alabama, Alaska, Arizona, Delaware, District of Columbia, Hawaii, Idaho, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wyoming.
Other states have specific pre-licensing requirements, and we are working to ensure we meet them for every state. Please select your state on the purchase page to see if there are any additional requirements. Note that requirements also vary by license type and may change, and that applicants should always verify current requirements with their state's Department of Insurance.
Should I take the Property & Casualty Insurance exam together or separately?
Some states offer the option to take the Property and Casualty Insurance exam either together or separately. Many agents choose to specialize in both lines, as this allows them to provide a comprehensive suite of property and liability protection to their clients. Achievable's courses cater to both preferences. Let's discuss the benefits of each approach:
If you take the combined Property and Casualty Insurance exam:
- You will study for and take one exam that covers both Property and Casualty insurance topics
- The main advantage is that you can enter the insurance industry more quickly
- Many companies prefer candidates who pursue the combined exam path first
- However, a significant drawback is that you will need to learn and memorize both topics at the same time
- Some learners may find it challenging to tackle one large exam instead of two shorter ones
- This approach allows you to have more time to study for each category, enabling a more calculated and systematic preparation
- It offers a simpler, more manageable way to progress, which is especially beneficial for newcomers to the material
- You can focus more narrowly on one area before transitioning to the other
- It provides the opportunity to specialize in one line before adding another to your portfolio
The drawback is that studying for and sitting for two separate exams may take more time than taking the combined exam, and it can also be slightly more expensive to take two tests instead of one in some states.
Alternatively, you can choose to specialize in just one of the two lines (either Property or Casualty), which means you only need to take a single, line-specific exam. You can always add additional licenses throughout your career.
What is the pass rate of the Property and Casualty Insurance exam?
The national pass rate for the Property and Casualty Insurance exam is around 56%.
Notably, the national pass rate for the combined Property exam alone is 57%, and the national pass rate for the Casualty exam alone is 63%. This indicates a very slight advantage to taking these exams separately versus together.
To find out the pass rate in your area, see our full list of pass rates for each insurance exam course in each state.
How do I sit for my Property and Casualty Insurance exam?
The Property and Casualty Insurance exam is offered at your convenience throughout the year. Most states use Prometric, PSI, or Pearson VUE as the testing center. Some states will even let you take the exam remotely from your home or office. Check with your testing center for details on remote testing.
How long does it take for your registration to be official?
Upon passing the Property and Casualty Insurance exam, you will receive a paper with instructions on applying for your state license, though you might need to wait a couple of days for the test center to confirm your passing score before applying.
How many times can you take the Property and Casualty Insurance exam?
There is no limit on the number of times you can take the Property and Casualty Insurance exam; however, depending on the state, certain restrictions may apply, such as waiting periods between attempts or limits on the total number of retakes within a specified time frame.
Pass the P&C insurance exam.
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