Health Insurance FAQs
Answers to the most common questions about the Health Insurance exam.
Does this course prepare me for the Health Insurance exam in my state?
Yes, our Health Insurance course includes the material for all 50 states and the District of Columbia. Some states use slight variations in the name, e.g., Health Producer or Disability/Health; it is the same course.
Does this course come with a certificate of completion for my state?
Insurance licensing requirements vary state-by-state. Some states do not require applicants to submit a certificate of completion for a pre-licensing course before licensing, while others require pre-licensing education and verification of completion.
The following states do not generally require a certificate of completion: Alabama, Alaska, Arizona, Delaware, District of Columbia, Hawaii, Idaho, Iowa, Kansas, Louisiana, Maine, Maryland, Massachusetts, Missouri, Montana, Nebraska, Nevada, New Hampshire, New Mexico, North Dakota, Oklahoma, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, and Wyoming.
Other states have specific pre-licensing requirements, and we are working to ensure we meet them for every state. Please select your state on the purchase page to see if there are any additional requirements. Note that requirements also vary by license type and may change, and that applicants should always verify current requirements with their state's Department of Insurance.
Should I take the Life and Health Insurance exam together or separately?
Some states offer you the choice of taking the Life and Health Insurance exam together or separately. Achievable's courses can handle either use case. In terms of test-taking, let's go over the benefits of each approach:
Taking the combined Life and Health Insurance exam means you will study and pass one exam that covers both Life and Health insurance topics. The main benefit of the combined exam is that it allows individuals to enter the insurance industry more quickly, which is why many companies prefer that you pursue the combined exam path first. However, it also means that you will need to learn and memorize both topics in the exam at the same time, which can be difficult for some learners.
Conversely, taking the Life and Health exams separately gives you more time to study for each insurance exam category. This can be a wise and calculated approach if you are worried about passing the exams and have more time, especially if you are new to the material. This approach allows you to focus more narrowly, become proficient in one area before transitioning to the other, and specialize in one line before adding another to your portfolio. The drawback is that this approach can take more time than pursuing the combined exam, and it may be slightly more expensive to sit for two tests in some states.
Alternatively, you can always specialize in one of the two lines (Life or Health only), which means you only need to worry about taking a single, line-specific exam. You can always add additional licenses throughout your career.
What is the pass rate of the Health Insurance exam?
The national pass rate for the Health Insurance exam is 63%.
Notably, the national pass rate for the combined Life and Health Insurance exam is 65%, and the national pass rate for the Life exam alone is 62%. This shows that there is no major advantage in pass rate when taking these exams separately versus together.
See our full list of pass rates for insurance exams in each state.
How do I sit for my exam?
The Health Insurance exam is offered both remotely and in-person throughout the year. However, exam date availability may vary depending on your nearest Prometric, PSI, or Pearson VUE testing center.
How long does it take for your registration to be official?
Upon passing the Health Insurance exam, you will receive a paper with instructions on applying for your state license, though you might need to wait a couple of days for the test center to confirm your passing score before applying.
How many times can you take the Health Insurance exam?
There is no limit on how many times you can take the Health Insurance exam. Still, depending on the state, there may be restrictions such as waiting periods between attempts or limits on the total number of retakes within a certain time frame.
Pass the Health Insurance exam.
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