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Property and Casualty Best courses

Pass your P&C insurance exam with these top-rated prep courses and study guides

To legally sell personal and commercial property and casualty (P&C) insurance in your state, you must first prepare for and pass the state insurance licensing exam and become a licensed P&C insurance agent. After an in-depth evaluation of today's top insurance exam prep providers, we found that Achievable offers the best Property and Casualty exam study program on the market, combining industry-leading content with a personalized learning experience tailored to each student. For candidates seeking an all-in-one study solution with robust online resources, Achievable's adaptive platform simplifies the review process and helps learners master each exam topic.

The P&C insurance exam, or pair of exams if your state splits Property and Casualty into two different assessments, covers fundamental topics and insurance regulations. These include: general insurance terminology; key concepts related to property and casualty insurance products; policy features and contract provisions; exclusions and coverage limits; and essential endorsements. Along with having a solid grasp of the legal and financial frameworks governing P&C insurance transactions, you'll need to be familiar with state-specific policies.

The details of the P&C insurance exam, including structure, question count, and registration costs, vary in each state; however, the core content remains consistent across the U.S. Regardless of your unique exam's format, achieving a passing score requires focused preparation, in-depth awareness of both federal and state-level insurance rules, and knowledge of specific policy forms.

To help you compare and identify study options, we've compiled a list of top test prep providers offering comprehensive Property and Casualty Insurance prep courses. These include nationally recognized brands such as Kaplan Financial, WebCE, ExamFX, AD Banker & Company, and our top vendor, Achievable, each with proprietary materials designed to help candidates succeed. Explore their tailored insurance P&C study solutions and access user reviews to select the prep course that best matches your needs.

Some user reviews have been slightly edited for length and clarity.

How we evaluated these resources

Our top picks for insurance P&C exam preparation include options that cater to every study need and preference, from interactive platforms to online courses with physical study aids. We chose our selections based on:

Cost
Are the materials fairly priced and competitive? Are more expensive options worth the investment?
Variety
Does the core study plan come with extra features, like flashcards, personalized study calendars, etc.?
Coverage
Does the material include all major topics on the exam? Which resources are spot-on for targeted reviews, and which will fully prepare you for the test?
Accessibility
Are tricky or arcane concepts presented in an easy-to-understand way? Is this product best suited to all learning styles or to specific learners?
Community feedback
Do students tend to recommend this vendor for insurance license preparation? What do learners like about their instructional materials, practice tests, and other resources?
Score boosters
Is the program rigorous enough to help you pass the insurance P&C exam or exams on your first try?
Prelicensing qualifications
Can this course be used to fulfill state prelicensing education requirements?

For each vendor, we outline the key features, advantages, and drawbacks of their study tools, emphasizing both strengths and potential limitations. Use this guide to make an informed decision about how to best prepare for your exam and get one step closer to earning your license.

At the top of our list is Achievable, recognized for its expertly designed, easy-to-follow insurance exam curriculum, its modern, technology-driven platform, and its innovative use of memory science throughout the learning experience.

Best overall: Achievable P&C Insurance

  • Achievable's Property and Casualty Insurance course gives you everything you need to pass the exam in a complete, high-quality course for a single price.
  • Unlike one-size-fits-all programs, Achievable adapts to you. Its intelligent platform tracks progress, personalizes quizzes, and recommends what to study next so you can focus on what matters most.
Achievable white logo on blue background
Best overall
A+
Pros
  • Accessible study materials designed with self-paced learners in mind
  • Innovative study tools and progress tracking analytics built directly into the platform
  • Engaging learning experience for candidates at all starting levels
  • Pass guarantee (full refund if you don't pass)
  • One year of unlimited course access
  • User-friendly interface across both desktop and mobile devices
  • Includes a certificate of completion to satisfy state prelicensing requirements
Cons
  • No live instruction or instructor-led classes
  • No physical textbook included, though printable dump sheets and supplemental resources are available
Key features
  • Easy-to-understand online textbook
  • 5+ full-length, realistic practice exams
  • 400+ review questions
  • Interactive study planner
  • Accurate and dynamic AI tutor
  • Active online learning community
Pricing
$149
No package tiers or additional fees

Achievable Insurance P&C is one of the strongest options available for Property and Casualty Insurance exam prep, combining a fully online, engaging learning experience with an efficient, modern study platform. Designed to align with official state exam outlines, the course helps students prepare effectively while avoiding the overwhelm often associated with traditional insurance textbooks and outdated prep programs. What truly sets Achievable apart is its use of memory-based learning techniques that improve retention and help students study more efficiently. The platform acts like a personalized tutor, using performance tracking and adaptive review tools to continuously guide your progress and focus your study efforts where they matter most.

The Achievable P&C course includes an impressive set of study resources designed to maximize exam readiness. Students receive access to an easy-to-follow online textbook written in plain language, hundreds of practice questions, full-length simulated exams, a built-in study planner, exam-specific resources, and an AI-powered tutor for additional support. Important insurance concepts, from underwriting and policy structures to claims processes, are explained clearly with practical examples and step-by-step instructions. Because the course is accepted in many states for prelicensing requirements, students can simultaneously meet licensing education requirements while preparing for the exam.

Rather than relying on passive reading and repetitive chapter review, Achievable uses adaptive memory science to create a personalized learning path tailored to your strengths and weaknesses. As you complete quizzes, review questions, and practice exams, the platform analyzes your performance and adjusts your study plan in real time. This targeted approach reinforces retention of key concepts and streamlines preparation for the P&C insurance licensing exam, making studying feel more manageable and less stressful.

Another major advantage is value. Achievable offers unlimited access for one year at a price under $150, along with a generous money-back guarantee. Combined with its polished desktop and mobile experience, adaptive learning technology, and student-friendly design, the platform offers an exceptional balance of affordability and effectiveness compared to competitors.

Great job explaining concepts in enough detail to understand them and feel prepared and confident to take the exam.

Excellent platform! Super easy to use, and it takes the stress out of preparing for the exam. So glad that I found this!

Bottom line: Achievable delivers one of the best overall Property and Casualty Insurance exam prep experiences available today. Its adaptive learning technology, modern interface, and memory-focused study system make it an excellent choice for students who want to pass their insurance licensing exam faster, smarter, and with greater confidence.

Achievable white logo on blue background
Achievable Property and Casualty Insurance - $149
Pass the Property and Casualty Insurance exam on your first try with Achievable's interactive online exam preparation course. Includes everything you need: easy-to-understand online textbook, 400+ review quizzes, and 5+ full-length practice exams.
Easy-to-understand online textbook
400+ practice questions
5+ practice exams
A textbook page from Achievable's FINRA exam prep course

Most recognizable brand: Kaplan Financial Education

  • Kaplan's insurance licensing courses stand out for their wide array of reliable study tools and their various live instruction add-ons, which can be a great asset to any P&C study plan.
  • Five course tiers are available for purchase, each fitting a different niche: Basic (geared toward self-studiers), Essential (adds videos and more exams), EssentialPlus (includes recorded and live video lectures), Premium (adds structured, online classroom sessions), and Career Launcher (grants access to the Insurance Accelerator).
Most recognizable brand
A
Pros
  • High-impact InsurancePro™ QBank to drill down concepts and generate custom exams
  • Regularly posted content updates and exam tips
  • All packages include state law supplements, including cram sheets
  • Can be used for prelicensing requirements
Cons
  • Limited access window
  • No pass guarantee for the Basic package
  • Reviewers often find Kaplan Financial's writing style to be overly complex
Key features
  • License Exam Manual (LEM)
  • Pre-Study Assessment
  • Checkpoint and Mastery Exams
  • Certification Exams for candidates in states requiring a certification of completion for prelicensing courses
  • Customizable Study Plan
  • Performance Tracker
  • InstructorLink support
  • State Law Support (upper-tier packages only)
  • Money-back guarantee (upper-tier packages only)
Pricing
$139 - $395
Tiers
  • Basic
  • Essential
  • EssentialPlus
  • Premium
  • Career Launcher

The Kaplan P&C course, offered through the renowned Kaplan Insurance Licensing program, is a comprehensive pre-licensing and exam-prep solution tailored to help you achieve your state Property and Casualty Insurance license. Whether you prefer interactive in-person sessions, live-online classes, or a self-paced, on-demand format, Kaplan Insurance Licensing provides flexible options to accommodate every learning style and schedule. The curriculum features an in-depth License Exam Manual (LEM), a state-specific supplement detailing local insurance regulations, and an extensive suite of study tools, including a robust question bank, checkpoint quizzes, full-length practice exams, mastery assessments, video and audio lessons, as well as a customizable study planner and progress tracker.

What distinguishes the Kaplan Insurance Licensing P&C course from other providers is its adaptability and comprehensive support network. Learners who benefit from structured guidance can select packages that include live, instructor-led classes and on-demand video access, providing real-time interaction and expert instruction. For independent learners or working professionals, self-study and online-only packages deliver the flexibility to prepare at your own pace, while still ensuring access to premium materials and exam-focused practice resources. Additionally, Kaplan's insurance pre-licensing courses are recognized across the industry for their high pass rates and widespread adoption by future property and casualty insurance professionals. This reputation is backed by independent reviews highlighting the effectiveness of Kaplan insurance Licensing programs and their alignment with both state and national exam requirements. One drawback of Kaplan Financial's courses is that their materials can sometimes delve into more detail than necessary, making pinpointing important topics a challenge. This could also leave students feeling underprepared when they really may be overprepared, adding unnecessarily to test-day jitters.

I went through Kaplan Financial for P&C. Passed my exams first try. It was pretty easy to use & I chose to add the 2-day live exam review, which helped a lot with studying/exam tips.

I used Kaplan. Questions were very similar on the actual exam, although I will say Kaplan goes a lot more in-depth. The actual exam is easier [and I] finished the exam in like 40 min.

Bottom line: The Kaplan P&C course is a flexible, comprehensive pre-licensing program that offers live classes, on-demand learning, and self-study options. Its standout features include adaptable learning formats and strong instructor support, though the course may be too in-depth for some test-takers who require a less intensive review.

Prep and CE in one: WebCE

  • WebCE, which began as a continuing education company, is now a popular destination for professional training trusted by insurance professionals at every stage of their career.
  • Their completely online P&C insurance exam prep course bundles offer a number of cutting-edge tools and thousands of practice questions.
Prep and CE in one
A-
Pros
  • Flexible options allow you to focus on Property and Casualty exams separately or on the combined assessment, depending on the state
  • The Exam Tutor program allows you to simulate timed state licensing exams or create your own practice tests
  • AI-powered Exam Score Readiness Score provides insights and actionable tips for improvement
  • Can be used for prelicensing requirements
Cons
  • Limited access window (20 - 40 hours)
  • Single-domain exam packages are the same price as the combined exam package, but courses are half as long
  • Fewer printable resources
Key features
  • Customizable study planner
  • Flash Tutor tools, including online flashcards
  • EXCEED Reinforcement reviews included in Prep Plus packages
  • Pass guarantee
Pricing
$99 - $149.95
Tiers
  • Prep Complete Package
  • Prep Plus Complete Package

The WebCE P&C course offers comprehensive pre-licensing exam preparation and continuing education (CE) content for insurance professionals, all packaged in an accessible, fully online format. With WebCE's Property and Casualty Exam Prep suite, candidates receive a robust selection of study tools, including unlimited practice exams, state-specific and customizable exam simulations, interactive flashcards, a study planner, and an AI-powered exam readiness tracker, all engineered to enhance their chances of passing their state's P&C licensing exam.

What sets the WebCE P&C course apart among insurance education providers is its unique blend of convenience and depth. All WebCE courses are self-paced and delivered 100% online, making them ideal for busy professionals and accessible from anywhere. Developed by recognized industry experts, WebCE's P&C curriculum stays current with all relevant state-specific insurance regulations and standards. Whether you're working toward your initial Property and Casualty license or seeking to fulfill mandatory CE requirements to maintain your credentials, WebCE's online platform is designed for maximum user-friendliness and flexibility, making it a preferred choice for both newcomers and experienced insurance professionals looking to advance their careers. However, due to the short access window, candidates have turned to Reddit to share tips on how to maximize the course's benefits and use its assessment tools for optimal results.

I highly recommend using WebCE to study the practice exams, which are very similar [to the actual test].

Spam through the course so you unlock all the sections. Create a custom exam and max out all the questions for each section…Once you get through the whole thing, you should have a few hours left on the course. Use this time to figure out what you got wrong and why.

Bottom line: The WebCE P&C course delivers fully online, self-paced pre-licensing and continuing education, complete with robust study tools and trackers. Its standout strengths are convenience, expert-developed content, and instruction tailored for both new insurance professionals. However, some candidates feel the platform needs to be "gamed" to maximize the benefits of the limited-access window.

Most flexible study tools: ExamFX

  • ExamFX Property and Casualty offers a wide selection of study tools, including video lectures, quizzes, customizable exams, and performance tracking across multiple package tiers.
  • Learners appreciate the adaptable and interactive tools, the numerous chapter reviews, and the no-frills, academic instructional style.
Most flexible study tools
B+
Pros
  • Ability to study on your own schedule with a variety of study tools through their interactive learning portal
  • Hard-copy study guide (textbook), practice question sets, and online exam simulations included in all tiers
  • Higher-tier packages provide direct instructor support online, digital flashcards, and video lectures
  • Can be used for prelicensing requirements, and all prelicensing courses come with a pass guarantee
Cons
  • Limited access period (60 days)
  • Online instructor support is available only for Online/Live Online packages
  • ExamFX's course wording is notorious for being overly complicated at times
  • Some reviewers have reported tech issues regarding ExamFX's prep software and user experience
Key features
  • Readiness exams to gauge preparedness
  • Instructor and technical support
  • Online flashcards (upper-tier packages only)
Pricing
$169.95 - $299.95
Tiers
  • Self-Study
  • Video Study
  • Live Online

The ExamFX P&C course provides a comprehensive pre-licensing and exam preparation solution for aspiring insurance professionals seeking their Property and Casualty license. Available in all 50 states and D.C., ExamFX offers flexible training options to accommodate every learning style and schedule. Students can choose from self-study packages, video-based learning, live online classes, or in-person sessions, where available. Across these formats, the ExamFX platform provides an interactive online learning portal, on-demand video lectures, digital flashcards, realistic simulated exams that mirror the official licensing test, a "Readiness Exam," and the option to add printed study guides, flashcards, and tip sheets for effective offline review.

What sets ExamFX's P&C licensing course apart is its strong emphasis on exam readiness, flexibility, and thorough coverage of all required topics. The ExamFX curriculum includes all major areas tested on P&C licensing exams: general insurance concepts, policy structures, standard policy provisions, as well as specialized subjects such as homeowners insurance, auto coverage, commercial liability, inland marine, flood insurance, umbrella/excess liability, workers' compensation, state-specific regulations, and producer licensing laws. In terms of course language, ExamFX is known for its detailed, textbook-like approach, which may come off as dry to some test-takers.

Nevertheless, ExamFX consistently reports a high pass rate: approximately 93% of students successfully obtain their P&C license after completing the course. To further support candidates, the ExamFX "Guarantee Exam" offers a refund if a student scores at least 80% on the readiness exam but does not pass the state licensing exam within the required timeframe.

ExamFX is amazing! I passed the state test on my first try a couple months ago because of it. My tips would be don't spend too much time on any one section, and take time to review the questions you missed on every chapter quiz!

[I used] ExamFX for all exams, except P&C, and easily passed all on first try. I used America's Professor for P&C and barely passed. The guy is more interesting than Examfx, but Examfx is much better with actual test prep.

Bottom line: With an industry-leading pass guarantee and dynamic study tools, ExamFX has earned a top reputation among aspiring insurance professionals. Test-takers should be prepared to invest significant effort in this course, making it best suited for candidates who require extensive preparation and are willing to engage with complex topics independently.

Best variety: AD Banker & Company

  • AD Banker & Company presents itself as a longstanding partner to insurance and financial professionals, offering licensing preparation, continuing education, and other training resources.
  • The Property and Casualty prelicensing course features video lessons, simulated exams, text and audio explanations for each question, content slides, and various activities for complete and accessible prep.
Best variety
B
Pros
  • Variety of options for all study timelines and preferences, including discounted self-study bundles
  • Both live, virtual classes and recorded lessons are available for learners looking for instructor support
  • Can be used for prelicensing requirements
Cons
  • Complicated package tiers
  • Web Class is somewhat expensive for one session, though study manuals are included with the purchase of a class
  • Practice tests do not always reflect the rigor of the actual exam(s)
Key features
  • Study manual
  • Full-length practice exams
  • Flashcards
  • Ability to retake the web class for up to 6 months
Pricing
$80 - $300
Tiers
  • Self-Study, Web Class, and Online Course
  • Silver, Gold, and Platinum tiers available for Self-Study and Online classes

AD Banker's P&C exam-prep course is designed to give you the knowledge and training needed to pass your state licensing exam and become a licensed property and casualty insurance producer. The course covers both "property" (protecting buildings, homes, contents, etc., against damage or loss) and "casualty" (liability) (protecting individuals or businesses from legal liability for bodily injury or property damage to third parties). Through the course, you will review all major lines of insurance that are commonly tested: homeowners, dwelling, and personal-auto policies, personal umbrella, commercial property, general liability, business-owner's policies, commercial auto, crime, surety bonds, workers' compensation, farm policies, and commercial umbrella policies, among others.

The course format is flexible and varied, accommodating different learning styles through features such as video lessons, audio-enabled content, interactive activities, drag-and-drop exercises, chapter quizzes, and simulated comprehensive exams that mirror the actual licensing test. If you prefer, there are also live, full-day web classes (included in select packages) that offer a more interactive approach, in addition to self-study. Supplementary tools, including printable PDF study manuals, searchable content, online note-taking, and flashcards, are also provided. Many students report that practice exams, particularly the full-length ones, can be more difficult than the actual exam, leaving them feeling either more prepared to tackle the test or less confident that they are exam-ready.

They are good. I used them for P&C, Life, and Health. Passed each exam on the first try.

The AD Banker test is harder than the actual test, but I would not feel comfortable unless I was getting 85 - 90+ on the AD Banker exam.

Bottom line: AD Banker's P&C course offers comprehensive coverage of all major insurance topics along with flexible learning formats. Its challenging practice tests and live web classes make it a popular choice for learners seeking a variety of study tools. However, because their mock exams are often more difficult than the exam itself, some test-takers feel less prepared based on their practice scores.

Why Achievable is the top choice for Property and Casualty Insurance exam preparation

Achievable's Property and Casualty course delivers a modern, intuitive learning experience that makes exam preparation more engaging (and far less stressful) than with other providers, including long-standing industry favorites. Its full-length P&C program is paired with trusted digital study tools, all at a competitive price, creating a truly superior prep solution.

The interactive Achievable platform serves as both an expert instructor and a supportive tutor, guiding you step-by-step through the full curriculum while pinpointing exactly where you need improvement.

Here's what sets Achievable apart from other Property and Casualty prep courses:

  • Achievable P&C: Adaptive, dynamically responsive study plans that adjust to your strengths and weaknesses using advanced analytics
    • Others (ExamFX, Kaplan, WebCE): Static, one-size-fits-all programs with limited personalization
  • Achievable P&C: Memory science-based techniques that maximize retention and recall of critical exam material
    • Others: Outdated study methods that make it harder to achieve consistent results
  • Achievable P&C: A clear, approachable digital textbook written in an accessible style for all P&C candidates
    • Others: Dense, overwhelming content that complicates an already challenging exam
  • Achievable P&C: A mobile-optimized, tech-forward platform for seamless studying on any device
    • Others: Traditional materials that offer little flexibility for on-the-go learners

With Achievable's high-quality Property and Casualty study materials, data-driven progress tracking, and personalized online support, you get the ideal formula to build confidence, study efficiently, and dramatically increase your chances of passing on the very first attempt.

Why choosing the right test prep course matters

There are numerous Property and Casualty Insurance exam prep providers available, each delivering a wide range of high-quality study materials and dedicated candidate support to help you excel on your insurance licensing exam. Successfully passing the insurance P&C exam enables you to:

  • Advance through the insurance license exam process
  • Qualify to sell insurance products that help people protect their homes, cars, and valuables
  • Assist individuals, families, and businesses in safeguarding what matters most to them
  • Protect clients from financial loss resulting from accidents or other emergencies

Many of the providers listed above offer comprehensive P&C insurance exam prep courses that focus on key content areas, while others specialize in specific learning tools, such as realistic practice tests or engaging video lessons. Choosing a Property and Casualty Insurance exam prep program that features up-to-date study resources, interactive P&C exam practice tests, reliable candidate support, and an adaptable format will support your professional objectives in the insurance industry.

Wrapping up

Insurance licensing exams are the first step toward a successful career in the insurance industry, and choosing the right exam prep course can make a major difference in your results. The best programs offer state-approved pre-licensing education (where required), comprehensive coverage of exam topics, realistic practice questions, and strong student support.

When comparing Property and Casualty Insurance exam prep providers, look for up-to-date content, exam-aligned practice tests, user-friendly platforms, and affordable pricing. Study tools that improve retention and simplify complex concepts can also help you prepare more efficiently.

After evaluating course quality, exam accuracy, student outcomes, and overall learning experience, Achievable stands out as a leading insurance exam prep provider. Its modern interface, adaptive learning technology, and streamlined content delivery help students retain information more effectively and study with greater confidence. By comparing the top options available, you can choose the prep course that best matches your learning style and maximize your chances of passing the insurance licensing exam on your first attempt.

Achievable Property and Casualty Insurance dashboard
Pass the P&C insurance exam.
Guaranteed.
Achievable is the best Property and Casualty Insurance exam prep course: effective, personalized, and convenient. With Achievable, you'll spend less time studying and pass your exam the first time, or your money back.