Connecticut insurancelicense requirements
Connecticut insurance license at a glance
- Prelicensing course
- 20 hours per line; 40 combined
- Exam provider
- Pearson VUE
- Passing score
- 70%
- Exam fee
- $65 single, $105 combined
- License fee
- $140
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in Connecticut
Below, you'll find the steps to a Connecticut insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Connecticut insurance producers
Contact the Connecticut insurance department
How much do insurance agents make in Connecticut?
Connecticut average insurance agent salary (all lines): $93,540
That is the mean annual wage for insurance sales agents in Connecticut in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $84,634
- Health insurance agent: $52,464
- Property and casualty insurance agent: $45,441
Please note that salaries will vary based on experience level and local demand.
Does Connecticut require prelicensing education?
Connecticut requires producer licensing candidates to take and complete a state-approved prelicensing course of 20 hours per single line of authority (40 hours for Life and Accident & Health, or Property and Casualty, combined). You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.
How do I get my insurance license in Connecticut?
Becoming an insurance producer in Connecticut requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1: Complete an approved prelicensing course from the Department of Insurance. Once finished, Achievable will provide a certificate of completion, which you can download and print from your Achievable account.
- Step 2: Schedule your exam with Pearson Vue at a physical test center. Note: When scheduling your exam or applying for your license, ensure that the name you use matches exactly with the identification you will present at your test appointment.
- Step 3: On the day of your exam, bring two forms of identification: a primary ID that is government-issued, photo-bearing, and includes a signature, and a secondary ID with a valid signature. Both IDs must match the name used during registration and be in English (such as a driver’s license, passport, or military ID). Also, bring your certificate of completion. Without these documents, you will not be allowed to take the exam. After passing the exam, you will receive a score report indicating “pass”; no numeric score is provided. The report will be given to you at the test center.
- Step 4: Apply for your license using the online application service at www.nipr.com.
If you need assistance with any of these steps or have questions about specific requirements, contact the Connecticut insurance department for the most current information.
Connecticut insurance exam information
Connecticut Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 85 Total Questions (75 scored, 10 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 55.5% (610 of 1,100 first-time test takers, 2025) |
Connecticut Accident and Health Agent Examination
| Detail | Value |
|---|---|
| Questions | 85 Total Questions (75 scored, 10 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 60.5% (127 of 210 first-time test takers, 2025) |
Connecticut Life, Accident, and Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 145 Total Questions (130 scored, 15 pretest) |
| Time limit | 2.5 Hours |
| Passing score | 70% |
| Pass rate | 65.0% (1,015 of 1,561 first-time test takers, 2025) |
Connecticut Property and Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 145 Total Questions (130 scored, 15 pretest) |
| Time limit | 2.5 Hours |
| Passing score | 70% |
| Pass rate | 68.5% (372 of 543 first-time test takers, 2025) |
Connecticut Personal Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 115 Total Questions (105 scored, 10 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 62.2% (69 of 111 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Connecticut insurance licensing fees
- Initial individual fees: Resident Producer $140, Resident PA 187 Travel $750, Resident Surplus Lines $675, Nonresident Producer $130, Nonresident PA 187 Travel $750, Nonresident Surplus Lines $675
- Renewal fees: Resident Producer $160, Resident PA Travel $650, Resident Surplus $625, Nonresident Producer $160, Nonresident Surplus $625, Nonresident PA Travel $650
- Late renewal allowed up to 1 year after expiration
- Pre-licensing courses required: Yes; classroom/monitored self-study, valid 1 year; exemptions for certain designations
- Exam required before license
Connecticut insurance license citizenship requirements
Proof of citizenship required - must comply with state requirements including address and licensing disclosures
Where can I apply for a resident insurance license in Connecticut?
Apply through NIPR
How can I apply for a non-resident insurance license in Connecticut?
- 1. Must hold an active, equivalent resident license in your home state.
- 2. Must answer background questions.
- 3. Reciprocity generally applies.
- 4. Surplus requires active P&C.
- 5. Apply via NIPR and pay $140 plus NIPR processing fees.
Connecticut carrier appointments and insurance license terminations
- Required to report appointments: Yes
- Permits Just-in-time appointments: Yes
- Initial appointment deadline: Within 15 days of contract execution or first business submission
- Can be processed via NIPR: Yes
- Fees for appointing: Resident $150, Nonresident $0–$80
- Appoint agencies: Yes
- Agency appointment covers affiliated producers: No
- Adjuster appointments via NIPR: No
- Appointment effective date can be specified: Yes
Connecticut insurance license termination details
- Termination reasons: Voluntary, inadequate production, cancelled by general agent, death, company defunct/liquidation, company indebtedness, poor policyholder services, agent moved, appointed in error, cancelled for cause, request regulatory review
- Notes: If license expires, appointment remains active 1 year; carriers can terminate within that year
- Termination fee: None
- Carriers cannot terminate solely because license expired
- Email notice permitted, can include body text
Connecticut insurance license renewals
License valid for 2 years ; Resident & Nonresident renewal period begins 90 days before expiration ; Renewal date: Last day of birth month every 2 years based on year of first state license issuance ; Agency renewal: 90 days prior until Jan 31 even years; Adjusters: biennial June 30 odd years; Surplus: biennial Sept 30 even years
Connecticut insurance license continuing education (CE) requirements
- Total CE hours per renewal: 24 hours
- CE due: 60 days before expiration
- Ethics: 3 hours
- Major lines: at least 6 hours per LOA
- Flood CE: 3 hours NFIP
- LTC CE: 7-hour Connecticut Partnership counts as 8 hours
- Annuity CE: one-time 4-hour course
- Limited lines exempt
- Rollover allowed: 24 hours
- Adjusters: CE not required
- CE transcript lookup: NAIC SOLAR
Connecticut insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Start with the prelicensing requirement: 20 hours per line; 40 combined. The state gives this processing time: 7 to 10 business days.
No. Connecticut insurance exams are taken in person at Pearson VUE test centers.
Expect to pay $65 single, $105 combined for the exam and $140 for the license. Any exam prep is extra.
Yes. Connecticut sets this requirement: 20 hours per line; 40 combined.
The passing score is 70%. In 2025, 65.0% of first-time test takers passed the Connecticut life and health exam, according to the NAIC.
Apply through NIPR after you pass your exam.
Connecticut requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing, exam provider, exam fee, license fee, passing score and where to apply: pearsonvue.com
- Continuing education: pearsonvue.com
- Online exams: pearsonvue.com
- Processing time: nipr.com
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Connecticut and exam provider sources as of . Licensing rules and fees change, so confirm them with the Connecticut insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Connecticut, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
