Kansas insurancelicense requirements
Kansas insurance license at a glance
- Prelicensing course
- None required
- Exam provider
- Pearson VUE
- Passing score
- 70%
- Exam fee
- $57 single, $64 combined
- License fee
- $10 + $60 background check
- Fingerprints
- Required, through Pearson VUE
- Continuing education
- 18 hours every 2 years
How to become an insurance agent in Kansas
Below, you'll find the steps to a Kansas insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Kansas insurance producers
Contact the Kansas insurance department
How much do insurance agents make in Kansas?
Kansas average insurance agent salary (all lines): $83,920
That is the mean annual wage for insurance sales agents in Kansas in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $63,581
- Health insurance agent: $49,338
- Property and casualty insurance agent: $42,602
Please note that salaries will vary based on experience level and local demand.
Does Kansas require prelicensing education?
No, Kansas does not require any insurance pre-licensing education. We highly recommend taking a course on your own to prepare for the state's licensing exam.
How do I get my insurance license in Kansas?
Becoming an insurance producer in Kansas requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1 (optional): Consider completing a prelicensing course to better prepare for your licensing exam.
- Step 2: Obtain a tax clearance from the Kansas Department of Revenue and email it to the Kansas Insurance Department at KID.licensing@ks.gov with "Tax Clearance" in the subject line.
- Step 3: Get fingerprinted and undergo a criminal background check. You can use Pearson VUE digital fingerprinting ($20; Overland Park, Topeka and Wichita) or a law enforcement location. Review the fingerprinting instructions and submit the Waiver Agreement and FBI Privacy Act Statement to the Department. Your fingerprints are valid for 365 days.
- Step 4: Submit the NAIC Uniform Application for Individual Insurance Producer License online via the National Insurance Producer Registry.
- Step 5: Schedule your exam with Pearson VUE online at www.pearsonvue.com or by calling (888) 204-6255. Exams are taken at Pearson VUE test centers. Pay the exam fee at booking. To change or cancel your appointment, contact Pearson VUE at least 48 hours in advance. Ensure that your name matches the ID you'll present at the test.
- Step 6: On exam day, arrive with two valid forms of government-issued ID (one with a photo). You will receive a score report immediately after finishing. If you pass, you'll get further instructions on applying for your license.
If you need assistance with any of these steps or have questions about specific requirements, contact the Kansas insurance department for the most current information.
Kansas insurance exam information
Kansas Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 95 Total Questions (84 scored, 11 pretest) |
| Time limit | 1.5 hours |
| Passing score | 70% |
| Pass rate | 48.6% (462 of 951 first-time test takers, 2025) |
Kansas Accident & Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 95 Total Questions (84 scored, 11 pretest) |
| Time limit | 1.5 hours |
| Passing score | 70% |
| Pass rate | 54.0% (107 of 198 first-time test takers, 2025) |
Kansas Life and Accident & Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 154 Total Questions (140 scored, 14 pretest) |
| Time limit | 2.5 hours |
| Passing score | 70% |
| Pass rate | 58.8% (929 of 1,579 first-time test takers, 2025) |
Kansas Property and Allied Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 89 Total Questions (84 scored, 5 pretest) |
| Time limit | 1.5 hours |
| Passing score | 70% |
Kansas Casualty and Allied Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 89 Total Questions (84 scored, 5 pretest) |
| Time limit | 1.5 hours |
| Passing score | 70% |
Kansas Property, Casualty and Allied Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 154 Total Questions (140 scored, 14 pretest) |
| Time limit | 2.5 hours |
| Passing score | 70% |
| Pass rate | 59.2% (702 of 1,186 first-time test takers, 2025) |
Kansas Personal Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 105 Total Questions (100 scored, 5 pretest) |
| Time limit | 1.5 hours |
| Passing score | 70% |
| Pass rate | 67.3% (35 of 52 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Kansas insurance licensing fees
- Initial fees: Resident Producer $10 application fee + $60 criminal background check fee, Surplus Lines $50; Nonresident Producer $40, Surplus Lines $50
- Renewal fees: Resident Producer $15, Surplus Lines $50; Nonresident Producer $40, Surplus Lines $50
Kansas insurance license citizenship requirements
Non-U.S. citizens must provide proof of eligibility to work in the U.S. via NIPR Attachments Warehouse.
Where can I apply for a resident insurance license in Kansas?
Apply through NIPR
How can I apply for a non-resident insurance license in Kansas?
- 1. Must be at least 18 years old. Must answer background questions.
- 2. Reciprocity generally applies. Must provide a residence address that is not in Kansas. PO Boxes and PMB are for mailing address only.
- 3. Must hold a valid, equivalent resident license in your home state. Cannot hold Kansas resident license concurrently.
- 4. Variable Life and Variable Annuity require NASD CRD number.
- 5. Apply via NIPR and $40 plus NIPR processing fees.
Kansas carrier appointments and insurance license terminations
- Required to report appointments: Yes
- Permits JIT appointments: Yes
- Initial appointment deadlines: Within 30 days of effective date
- Can be processed via NIPR: Yes
- Fees for appointing resident: $2
- Fees for nonresident: $2/LOA domestic, $5/LOA foreign/alien
- Agencies appointed: No (except limited lines noted)
- Adjuster appointments via NIPR: No
- Appointment effective date can be specified: Yes
- State requires appointment renewal: No, perpetual
- Licenses require appointment/affiliation: Yes
Kansas insurance license termination details
- Termination reasons: Voluntary; inadequate production; cancelled by general agent; death; company defunct/liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error; regulatory review request
- Terminations processed via NIPR: Yes
- Termination effective date: Required, must not be in future
- Termination fee: None
- Allows carriers to terminate if license expired: Yes
- Not-for-cause notice via email: Yes, body text allowed
Kansas insurance license renewals
Resident renewal period begins: 90 days before expiration ; Resident renewal date: Last day of birth month every 2 years based on year of birth ; Nonresident renewal period: 90 days before expiration ; Nonresident renewal date: Last day of birth month every 2 years based on year of birth ; Late renewal: Up to 1 year after expiration
Kansas insurance license continuing education (CE) requirements
- Total CE hours per renewal period: 18
- Renewal period: 2 years
- CE due before license renewal: Yes
- License renewal date: Last day of birth month
- Ethics: 3 hours
- Flood: 3 hours NFIP
- LTC: 4-hour initial, 1-hour per renewal period
- Annuity: One-time 4-hour course
- Exemptions: Crop-only 2 hours, title-only 4 hours, first renewal extended if less than 2 years licensed
- CE instructors get credit
- Missed renewal: Reinstatement allowed up to 12 months with fees and CE, beyond 1–4 years requires re-examination and fingerprinting
- CE transcript lookup: Kansas Insurance Department
Kansas insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Kansas requires no prelicensing course, so you can book your exam as soon as you are ready. Allow time for your fingerprint appointment too. After you pass, you have 2 years to apply.
No. Kansas insurance exams are taken in person at Pearson VUE test centers.
Expect to pay $57 single, $64 combined for the exam and $10 + $60 background check for the license. Fingerprinting and any exam prep are extra.
No. Kansas does not require a prelicensing course, though a course helps you prepare for the exam.
The passing score is 70%. In 2025, 58.8% of first-time test takers passed the Kansas life and health exam, according to the NAIC.
Yes. Resident applicants in Kansas are fingerprinted through Pearson VUE.
Apply through NIPR after you pass your exam.
Kansas requires 18 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing, exam fee, fingerprints, continuing education and passing score: pearsonvue.com
- Exam provider and online exams: pearsonvue.com
- License fee, where to apply and time to apply after passing: insurance.kansas.gov
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Kansas and exam provider sources as of . Licensing rules and fees change, so confirm them with the Kansas insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Kansas, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
