New Hampshire insurancelicense requirements
New Hampshire insurance license at a glance
- Prelicensing course
- None required
- Exam provider
- PSI
- Exam fee
- $59 single, $72 combined
- License fee
- $210
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in New Hampshire
Below, you'll find the steps to a New Hampshire insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for New Hampshire insurance producers
Contact the New Hampshire insurance department
How much do insurance agents make in New Hampshire?
New Hampshire average insurance agent salary (all lines): $85,100
That is the mean annual wage for insurance sales agents in New Hampshire in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $86,522
- Health insurance agent: $54,908
- Property and casualty insurance agent: $46,455
Please note that salaries will vary based on experience level and local demand.
Does New Hampshire require prelicensing education?
No, New Hampshire does not require any insurance pre-licensing education. We highly recommend taking a course on your own to prepare for the state's licensing exam.
How do I get my insurance license in New Hampshire?
Becoming an insurance producer in New Hampshire requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1: (optional) Consider completing a prelicensing course to better prepare for your licensing exam.
- Step 2: Schedule your exam with PSI. For the quickest scheduling, visit https://test-takers.psiexams.com/nhins or call (855) 340-3713. You can take the exam at a PSI test center or online remotely, except that the Life and Life, Accident and Health exams must be taken at a test center (remote proctoring for those two ended July 6, 2026). Payment is required at the time of reservation. To change or cancel your appointment, do so at least 2 days before the exam date to avoid losing your fee. Ensure that the name you use for Achievable prelicensing courses, scheduling your exam, and applying for your license matches the name on the identification forms you will present at your testing appointment.
- Step 3: On exam day, bring one valid government-issued ID (e.g., driver’s license, passport, military I.D.). Security protocols are in place at all testing formats. For details on what is allowed at the testing center and security measures, review the candidate bulletin at https://test-takers.psiexams.com/nhins. You will receive your results immediately upon completion of the exam.
- Step 4: Apply for your license via https://nipr.com/. Additional guidance on the application process is available on the NIPR website.
If you need assistance with any of these steps or have questions about specific requirements, contact the New Hampshire insurance department for the most current information.
New Hampshire insurance exam information
New Hampshire Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 48.6% (68 of 140 first-time test takers, 2025) |
New Hampshire Accident and Health Agent Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 70.5% (43 of 61 first-time test takers, 2025) |
New Hampshire Life, Accident, and Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 2.5 Hours |
| Passing score | 70% |
| Pass rate | 58.9% (146 of 248 first-time test takers, 2025) |
New Hampshire Property Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 50.0% (1 of 2 first-time test takers, 2025) |
New Hampshire Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 0.0% (0 of 1 first-time test takers, 2025) |
New Hampshire Property and Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 2.5 Hours |
| Passing score | 70% |
| Pass rate | 65.9% (58 of 88 first-time test takers, 2025) |
New Hampshire Personal Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 62.5% (10 of 16 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
New Hampshire insurance licensing fees
- Initial license fees: Resident/Nonresident Insurance Producer $210
- Renewal fees: Resident/Nonresident Insurance Producer $150
New Hampshire insurance license citizenship requirements
Non-citizen applicants must submit employment authorization or permanent resident card and reside in the U.S.
Where can I apply for a resident insurance license in New Hampshire?
Apply through NIPR
How can I apply for a non-resident insurance license in New Hampshire?
- 1. Must be at least 18 years old. Must answer background questions.
- 2. Must provide a valid country code and business email.
- 3. Variable requires FINRA CRD number.
- 4. Non-citizens must hold a valid U.S. resident license and provide a U.S. mailing and residential address.
- 5. Apply via NIPR and pay $210 plus NIPR processing fees.
New Hampshire carrier appointments and insurance license terminations
- Required to report appointments: Yes
- Permits JIT appointments: Yes
- Initial appointment deadlines: Within 15 days of contract execution
- Can be processed via NIPR: Yes
- Fees for appointing resident/nonresident agency or individual: $25
- Appoint agencies: Yes
- Agency appointment covers affiliated producers: No
- Adjuster appointments via NIPR: No
- Appointment effective date can be specified: No
New Hampshire insurance license termination details
- Termination reasons: Not required
- Termination date can be specified: Yes
- Terminations processed via NIPR: Yes
- Termination fee: $25
- Allows carriers to terminate if license expired: No
- Not-for-cause notices may be emailed: Yes, within email body text
New Hampshire insurance license renewals
Resident/Nonresident renewal: Last day of birth month every 2 years based on year of first license issuance ; Late renewal/reinstatement: CE compliance required; additional fees apply depending on timing
New Hampshire insurance license continuing education (CE) requirements
- CE total hours: 24 per 2-year period
- Ethics: 3–10 hours
- Flood (NFIP): 3 hours
- LTC: 8-hour initial + 4 hours every 2 years
- Annuity: one-time 4-hour course
- Adjusters: 24 CE hours including 3 ethics; workers’ comp 10 credits, public adjusters 15 including 3 ethics
- CE transcripts: https://sbs.naic.org/solar-external-lookup/license-manager
New Hampshire insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. New Hampshire requires no prelicensing course, so you can book your exam as soon as you are ready. After you pass, you have 2 years to apply.
Yes, for some exams. New Hampshire candidates can test online with a remote proctor through PSI, or in person at a test center. Life and Life, Accident and Health exams are test center only.
Expect to pay $59 single, $72 combined for the exam and $210 for the license. Any exam prep is extra.
No. New Hampshire does not require a prelicensing course, though a course helps you prepare for the exam.
Apply through NIPR after you pass your exam.
New Hampshire requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing, exam provider, exam fee, continuing education, online exams and where to apply: test-takers.psiexams.com
- License fee: nipr.com
- Time to apply after passing: nipr.com
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official New Hampshire and exam provider sources as of . Licensing rules and fees change, so confirm them with the New Hampshire insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in New Hampshire, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
