Nebraska insurancelicense requirements
Nebraska insurance license at a glance
- Prelicensing course
- None required
- Exam provider
- PSI
- Passing score
- 70%
- Exam fee
- $43 single, $47 combined
- License fee
- $50
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in Nebraska
Below, you'll find the steps to a Nebraska insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Nebraska insurance producers
Contact the Nebraska insurance department
How much do insurance agents make in Nebraska?
Nebraska average insurance agent salary (all lines): $75,040
That is the mean annual wage for insurance sales agents in Nebraska in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $79,773
- Health insurance agent: $49,450
- Property and casualty insurance agent: $45,545
Please note that salaries will vary based on experience level and local demand.
Does Nebraska require prelicensing education?
No, Nebraska does not require any insurance pre-licensing education. We highly recommend taking a course on your own to prepare for the state's licensing exam.
How do I get my insurance license in Nebraska?
Becoming an insurance producer in Nebraska requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1 (optional): Consider taking a prelicensing course to help you prepare for the licensing exam.
- Step 2: Schedule your exam with PSI either online at PSI at https://test-takers.psiexams.com/neins/ or by calling (833) 333-4754. Since March 16, 2026, the Nebraska Department of Insurance allows the exam only in person at a PSI test center. Exam fees are due at the time of booking. If you need to cancel, contact PSI at least two days in advance to avoid losing your fee.
- Step 3: On the day of your exam, bring a valid government-issued ID with a photo. Without this, you will not be allowed to take the exam. Review PSI’s candidate bulletin at https://test-takers.psiexams.com/neins/ for details on security measures and what you can bring. After completing your exam, you'll receive a notice of completion via email. Contact PSI for any exam-related questions.
- Step 4: Apply for your license through NIPR at https://nipr.com/ For additional information, visit the Department’s Licensing page at https://doi.nebraska.gov/producers/license/.
If you need assistance with any of these steps or have questions about specific requirements, contact the Nebraska insurance department for the most current information.
Nebraska insurance exam information
Nebraska Life and Annuities Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 55.0% (485 of 882 first-time test takers, 2025) |
Nebraska Accident & Health or Sickness Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 48.9% (110 of 225 first-time test takers, 2025) |
Nebraska Life and Annuities, Accident and Health or Sickness Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 2.5 hours |
| Passing score | 70% |
| Pass rate | 66.8% (919 of 1,376 first-time test takers, 2025) |
Nebraska Property Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 68.4% (13 of 19 first-time test takers, 2025) |
Nebraska Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 27.5% (11 of 40 first-time test takers, 2025) |
Nebraska Property and Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 2.5 hours |
| Passing score | 70% |
| Pass rate | 48.7% (329 of 675 first-time test takers, 2025) |
Nebraska Personal Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 76.5% (26 of 34 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Nebraska insurance licensing fees
- Initial license fees: Resident Insurance Producer $50 (all LOAs except Surplus), Surplus Lines $250; Nonresident Insurance Producer $100, Surplus Lines $250
- Renewal fees: Resident Insurance Producer $50, Surplus Lines $250; Nonresident Insurance Producer $100, Surplus Lines $250
Nebraska insurance license citizenship requirements
Full criminal background check required; fingerprints not required
Where can I apply for a resident insurance license in Nebraska?
Apply through NIPR
How can I apply for a non-resident insurance license in Nebraska?
- 1. Must be at least 18 years old.
- 2. Must have a valid resident license for the same lines of authority.
- 3. Must answer background questions.
- 4. Some limited-lines licenses require additional documentation.
- 5. Apply via NIPR and pay $100 plus NIPR processing fees.
Nebraska carrier appointments and insurance license terminations
- Required to report appointments: Yes
- Permits JIT appointments: Yes
- Initial appointment deadlines: Within 15 days of contract execution or first business submission
- Can be processed via NIPR: Yes
- Fees for appointing resident agency/individual: $8; nonresident: minimum $8 (retaliatory fees may apply)
- Appoint agencies: No
- Adjuster appointments via NIPR: No
- Appointment effective date can be specified: No
Nebraska insurance license termination details
- Termination reasons: Voluntary termination; inadequate production; cancelled by general agent; death; company defunct/liquidation; company indebtedness; poor policyholder service; agent moved; appointed in error; cancelled; cancelled for cause; company merger; revoked; suspended for compliance; request regulatory review
- Termination date can be specified: No
- Terminations processed via NIPR: Yes
- Termination fee: $3
- State terminates appointment if license expires: Yes
- Allows carriers to terminate if license expired: Yes
Nebraska insurance license renewals
Resident and Nonresident renewal: Last day of birth month every 2 years based on year of first state license issuance ; Late renewal/reinstatement: 30 days after expiration
Nebraska insurance license continuing education (CE) requirements
- CE total hours: 24 per 2-year period
- Ethics: 3 hours
- Flood (NFIP): 3 hours
- LTC: 8-hour initial + 4 hours every 2 years
- Annuity: one-time 4-hour course
- Additional LOA-specific CE: Title 9, Crop 6, Funeral 9, Funeral Director 6, Viatical 15
- Check CE transcripts: https://sbs.naic.org/solar-external-lookup/license-manager
Nebraska insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Nebraska requires no prelicensing course, so you can book your exam as soon as you are ready. After you pass, you have 1 year to apply. The state gives this processing time: 3 to 5 business days.
No. Nebraska insurance exams are taken in person at PSI test centers.
Expect to pay $43 single, $47 combined for the exam and $50 for the license. Any exam prep is extra.
No. Nebraska does not require a prelicensing course, though a course helps you prepare for the exam.
The passing score is 70%. In 2025, 66.8% of first-time test takers passed the Nebraska life and health exam, according to the NAIC.
Apply through NIPR after you pass your exam.
Nebraska requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing and time to apply after passing: doi.nebraska.gov
- Exam provider, where to apply and processing time: doi.nebraska.gov
- Exam fee and passing score: doi.nebraska.gov
- License fee: nipr.com
- Continuing education: doi.nebraska.gov
- Online exams: doi.nebraska.gov
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Nebraska and exam provider sources as of . Licensing rules and fees change, so confirm them with the Nebraska insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Nebraska, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
