Louisiana insurancelicense requirements
Louisiana insurance license at a glance
- Prelicensing course
- None required
- Exam provider
- PSI
- Exam fee
- $36 single, $58 combined
- License fee
- $75
- Fingerprints
- Required, through IdentoGO
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in Louisiana
Below, you'll find the steps to a Louisiana insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Louisiana insurance producers
Contact the Louisiana insurance department
How much do insurance agents make in Louisiana?
Louisiana average insurance agent salary (all lines): $65,570
That is the mean annual wage for insurance sales agents in Louisiana in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $76,079
- Health insurance agent: $47,161
- Property and casualty insurance agent: $40,848
Please note that salaries will vary based on experience level and local demand.
Does Louisiana require prelicensing education?
No, Louisiana does not require any insurance pre-licensing education. We highly recommend taking a course on your own to prepare for the state's licensing exam.
How do I get my insurance license in Louisiana?
Becoming an insurance producer in Louisiana requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1 (optional): Consider completing a prelicensing course to better prepare for your licensing exam.
- Step 2: Apply for your license online through NIPR at https://nipr.com/. Submit your application first: fingerprints submitted before your application will not be accepted.
- Step 3: After you submit your application, schedule your fingerprinting with IdentoGO. Louisiana requires fingerprinting and a background check as part of the licensing process, and you will pay a fee at the fingerprinting appointment.
- Step 4: Schedule your exam with PSI Exams online at https://test-takers.psiexams.com/ladi or by calling (855) 579-4644. Cancel appointments at least two days in advance to avoid losing your exam fee. Ensure your registration name matches the ID you'll present.
- Step 5: On exam day, arrive with one valid, non-expired form of ID that includes your photo and signature. Without it, you cannot take the exam. Note that security measures at the testing center will restrict items you can bring and what you can wear. Review the candidate bulletin at www.psiexams.com for details. After passing, you'll receive a score report.
If you need assistance with any of these steps or have questions about specific requirements, contact the Louisiana insurance department for the most current information.
Louisiana insurance exam information
Louisiana Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 29.5% (367 of 1,246 first-time test takers, 2025) |
Louisiana Health and Accident Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 43.6% (180 of 413 first-time test takers, 2025) |
Louisiana Life, Health and Accident Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 2 hours and 40 minutes |
| Passing score | 70% |
| Pass rate | 49.5% (1,201 of 2,424 first-time test takers, 2025) |
Louisiana Property Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 42.9% (3 of 7 first-time test takers, 2025) |
Louisiana Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 28.6% (2 of 7 first-time test takers, 2025) |
Louisiana Property and Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 3 hours |
| Passing score | 70% |
| Pass rate | 49.0% (515 of 1,050 first-time test takers, 2025) |
Louisiana Personal Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 57.9% (252 of 435 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Louisiana insurance licensing fees
- Initial license fees: Resident Producer $75 per LOA; Resident Surplus Lines $250; Nonresident Producer $75 per LOA; Nonresident Surplus Lines $250
- Renewal fees: Resident Producer $55; Resident Surplus Lines $350; Nonresident Producer $55; Nonresident Surplus Lines $350
Where can I apply for a resident insurance license in Louisiana?
Apply through NIPR
How can I apply for a non-resident insurance license in Louisiana?
- 1. Must be at least 18 years old.
- 2. Variable requires FINRA CRD number
- 3. Title authority requires special requirements.
- 4. Reciprocity generally applies, but full-time employment with a Louisiana resident agency producer must be verified with an Affidavit for Non-Resident Individual Title Producer.
- 5. Apply via NIPR and pay $75 plus NIPR processing fees.
Louisiana carrier appointments and insurance license terminations
- Required to report appointments: Yes
- Permits Just-in-time appointments: Yes
- Initial appointment deadline: Within 15 days of contract execution
- Can be processed via NIPR: Yes
- Fees for appointing: Resident Producer $45 (per individual), Agency $100; Nonresident Producer $30, Agency $100
- Appoint agencies: Yes
- Agency appointment covers affiliated producers: Yes
- Appointment effective date cannot be specified (effective date is the date processed)
- State requires appointment renewal: Yes - via NIPR portal; renewal cycles: Individuals Dec 1–Jan 5, Agencies Jul 1–Aug 1; Fees: $20 for individuals, $100 for entities
Louisiana insurance license termination details
- Terminations processed via NIPR: Yes
- Termination reasons: Voluntary termination; inadequate production; cancelled by general agent; death; company defunct or liquidation; company indebtedness; poor policyholder services; agent moved; appointed in error
- Termination effective date must be the date transaction is processed or supplied date that is not backdated
- Termination fee: None
- License expiration alone does not automatically terminate appointment; appointment remains unless carrier cancels
- Carriers may terminate after license expiration: Yes; not-for-cause notices via email permitted
Louisiana insurance license renewals
Renewal period begins 90 days before expiration ; Renewal date: Last day of birth month every 2 years (odd or even license-number based) ; Late renewal / reinstatement allowed up to 2 years after expiration
Louisiana insurance license continuing education (CE) requirements
- Total CE hours per renewal period: 24
- Ethics requirement: 3 hours
- Flood (NFIP): 3 hours
- LTC: 8-hour initial, then 4-hour each cycle
- Annuity: one-time 4-hour course
- Adjusters/Public Adjusters: 24 hours per 2-year cycle, including 2 hours state-law update (per 2025 legislation update)
- CE rollover allowed: up to 10 non-ethics hours
- CE exemptions / special CE rules for bail bond, title insurance, limited-line producers, long-licensed producers or certain licensees
- Missed renewal: may reapply within 24 months with late fee and CE requirement
Louisiana insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Louisiana requires no prelicensing course, so you can book your exam as soon as you are ready. Allow time for your fingerprint appointment too. After you pass, you have 1 year to apply.
No. Louisiana insurance exams are taken in person at PSI test centers.
Expect to pay $36 single, $58 combined for the exam and $75 for the license. Fingerprinting and any exam prep are extra.
No. Louisiana does not require a prelicensing course, though a course helps you prepare for the exam.
Yes. Resident applicants in Louisiana are fingerprinted through IdentoGO.
Apply through NIPR after you pass your exam.
Louisiana requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing, exam provider, exam fee, online exams and where to apply: test-takers.psiexams.com
- License fee and fingerprints: nipr.com
- Continuing education: ldi.la.gov
- Time to apply after passing: ldi.la.gov
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Louisiana and exam provider sources as of . Licensing rules and fees change, so confirm them with the Louisiana insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Louisiana, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
