Idaho insurancelicense requirements
Idaho insurance license at a glance
- Prelicensing course
- None required
- Exam provider
- Pearson VUE
- Exam fee
- $65 per exam
- License fee
- $80
- Fingerprints
- Required, through Pearson VUE
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in Idaho
Below, you'll find the steps to a Idaho insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Idaho insurance producers
Contact the Idaho insurance department
How much do insurance agents make in Idaho?
Idaho average insurance agent salary (all lines): $73,740
That is the mean annual wage for insurance sales agents in Idaho in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $83,710
- Health insurance agent: $51,891
- Property and casualty insurance agent: $44,945
Please note that salaries will vary based on experience level and local demand.
Does Idaho require prelicensing education?
No, Idaho does not require any insurance pre-licensing education. We highly recommend taking a course on your own to prepare for the state's licensing exam.
How do I get my insurance license in Idaho?
Becoming an insurance producer in Idaho requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1 (optional): Consider taking a prelicensing course to help prepare for your licensing exam.
- Step 2: Schedule your exam with Pearson VUE at least 24 hours before your desired exam date. You can schedule online at https://www.pearsonvue.com/us/en/id/insurance.html or call (800) 274-2721. The exam can be taken at a Pearson VUE examination center or via remote proctoring. Exam fees must be paid when you make the reservation. When you book, also schedule your fingerprinting through your Pearson VUE account. To change your appointment, contact Pearson VUE at least 48 hours in advance. If canceling, do so at least 48 hours in advance to avoid forfeiting the fee.
- Step 3: On exam day, arrive at the test center 30 minutes before your appointment to complete sign-in procedures. Bring a government-issued photo ID that includes your signature. You won’t be able to take the exam without these. The computerized exam is scored immediately upon completion.
- Step 4: After passing your exam and getting fingerprinted, apply for your license online at https://nipr.com/ within 180 days. Detailed licensing information is available through the Idaho Department of Insurance at https://doi.idaho.gov/.
If you need assistance with any of these steps or have questions about specific requirements, contact the Idaho insurance department for the most current information.
Idaho insurance exam information
Idaho Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 86 Total Questions (75 scored, 11 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 53.1% (800 of 1,508 first-time test takers, 2025) |
Idaho Accident and Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 86 Total Questions (75 scored, 11 pretest) |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 46.1% (431 of 934 first-time test takers, 2025) |
Idaho Property Insurance Examination
| Detail | Value |
|---|---|
| Questions | 80 Total Questions (68 scored, 12 pretest) |
| Time limit | 105 minutes |
| Passing score | 70% |
| Pass rate | 53.6% (292 of 545 first-time test takers, 2025) |
Idaho Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 83 Total Questions (70 scored, 13 pretest) |
| Time limit | 105 minutes |
| Passing score | 70% |
| Pass rate | 62.8% (337 of 537 first-time test takers, 2025) |
Idaho Personal Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 102 Total Questions (97 scored, 5 pretest) |
| Time limit | 2 hours |
| Passing score | 70% |
| Pass rate | 45.9% (28 of 61 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Idaho insurance licensing fees
- Initial individual fees: Resident/Nonresident Producer $80, Surplus Lines Producer $80
- Renewal fees: Resident/Nonresident Producer $60, Surplus Lines Producer $60
- Independent adjuster: Licensing $80, Renewal $60, Reinstatement $120
- Public adjuster: Licensing $80, Renewal $60, Reinstatement $120
- Late renewal fines: $100–$300 depending on days past expiration
- Adjusters & specialty adjusters same as above
Idaho insurance license citizenship requirements
Non-US citizens must provide proof of eligibility to work in the U.S., submitted via NIPR Attachments Warehouse
Where can I apply for a resident insurance license in Idaho?
Apply through NIPR
How can I apply for a non-resident insurance license in Idaho?
- 1. Must be at least 18 years old. Must answer background questions.
- 2. Residence and Business address must not be a PO Box or PMB.
- 3. Reciprocity generally applies. Must have a valid, same license in your home state.
- 4. Variable requires an active Insurance Producer license with Life. Bail Bond Agent applicants must provide proof of fingerprints.
- 5. Apply via NIPR and pay $80 plus NIPR processing fees.
Idaho carrier appointments and insurance license terminations
- Required to report appointments: Yes
- Permits Just-in-time appointments: Yes
- Initial appointment deadlines: Within 15 days of contract execution or first business submission (ID ST § 41-1018(2))
- Can be processed via NIPR: Yes
- Fees for appointing resident/nonresident agency or individual: $0
- Appoint agencies: Yes
- Agency appointment covers affiliated producers: Yes
- Adjuster appointments via NIPR: No
- Appointment effective date can be specified: Yes, ≤15 days old and not in future
- State requires appointment renewal: Yes, via Idaho portal
Idaho insurance license termination details
- Terminations processed via NIPR: Yes
- Termination reasons: Cancelled, cancelled for cause
- Termination date can be specified: Yes, ≤15 days old and not in future, cannot precede licensure
- Termination fee: None
- Allows carriers to terminate if license expired: No
- Not-for-cause notices: Email allowed, within body text
Idaho insurance license renewals
Resident renewal period begins: 90 days before expiration ; Resident renewal date: Last day of birth month every 2 years based on year of first license ; Nonresident renewal period: 90 days before expiration ; Nonresident renewal date: Last day of birth month every 2 years ; Late renewal: Up to 1 year after expiration
Idaho insurance license continuing education (CE) requirements
- Total CE hours per renewal period: 24
- Renewal period: 2 years
- CE due before license renewal: Yes, prior to expiration
- License renewal date: Last day of birth month
- Ethics: 3 hours
- Major lines must meet LOA-specific hours
- Flood: 3 hours NFIP
- LTC: 8-hour initial, 4-hour per cycle
- Annuity: one-time 4-hour course
- Adjusters: 24 hours every 2 years with 3 in Ethics
- CE exemptions: Limited lines, surplus lines, agency/nonresident adjusters, military
- Check CE transcripts: NAIC CE Lookup
Idaho insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Idaho requires no prelicensing course, so you can book your exam as soon as you are ready. Allow time for your fingerprint appointment too. After you pass, you have 180 days to apply.
Yes. Idaho candidates can test online with a remote proctor through Pearson VUE, or in person at a test center.
Expect to pay $65 per exam for the exam and $80 for the license. Fingerprinting and any exam prep are extra.
No. Idaho does not require a prelicensing course, though a course helps you prepare for the exam.
Yes. Resident applicants in Idaho are fingerprinted through Pearson VUE.
Apply through NIPR after you pass your exam.
Idaho requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing, exam provider, fingerprints and online exams: doi.idaho.gov
- Exam fee and time to apply after passing: pearsonvue.com
- License fee: doi.idaho.gov
- Continuing education: doi.idaho.gov
- Where to apply: doi.idaho.gov
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Idaho and exam provider sources as of . Licensing rules and fees change, so confirm them with the Idaho insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Idaho, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
