Oregon insurancelicense requirements
Oregon insurance license at a glance
- Prelicensing course
- 20 hours per line
- Exam provider
- PSI
- Passing score
- 70%
- Exam fee
- $45 single, $55 combined
- License fee
- $105 online
- Fingerprints
- Required, through PSI or Fieldprint
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in Oregon
Below, you'll find the steps to a Oregon insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Oregon insurance producers
Contact the Oregon insurance department
How much do insurance agents make in Oregon?
Oregon average insurance agent salary (all lines): $79,110
That is the mean annual wage for insurance sales agents in Oregon in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $95,204
- Health insurance agent: $58,310
- Property and casualty insurance agent: $50,505
Please note that salaries will vary based on experience level and local demand.
Does Oregon require prelicensing education?
Oregon requires producer licensing candidates to take and complete a state-approved prelicensing course (20 hours per line of authority). You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.
How do I get my insurance license in Oregon?
Becoming an insurance producer in Oregon requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1: Complete a Department of Insurance-approved prelicensing course. After finishing, Achievable will issue a certificate of completion, which can be downloaded and printed from your Achievable account. This certificate is valid for one year.
- Step 2: To schedule your exam, visit https://test-takers.psiexams.com/orins or call (855) 340-3901. You can take the exam at a PSI center or online with remote proctoring. To cancel or reschedule, notify PSI at least 48 hours in advance. Note: Voicemail cancellations are not accepted. Oregon mandates fingerprinting and background checks; fingerprints can be taken at an Oregon PSI test center or at a Fieldprint location (FieldprintOregon.com), with payment due at that time. Previous fingerprints cannot be reused. For questions, contact Producer Licensing at (503) 947-7981 or web.insagent@oregon.gov.
- Step 3: On the day of your exam, bring two forms of valid ID, one of which must include a photo, and your Achievable Certificate of Completion. If you cannot meet these requirements, call (855) 340-3901 at least 21 days prior to your appointment for alternative arrangements. Strict security measures apply, and you should review the candidate bulletin for details. After the exam, you'll receive an official score report; if you fail, you'll get a diagnostic report outlining your strengths and weaknesses.
- Step 4: Submit your license application through https://nipr.com/. For more details, visit the Oregon Division of Financial Regulation at https://dfr.oregon.gov/Pages/index.aspx.
If you need assistance with any of these steps or have questions about specific requirements, contact the Oregon insurance department for the most current information.
Oregon insurance exam information
Oregon Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 47.9% (355 of 741 first-time test takers, 2025) |
Oregon Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 60.8% (197 of 324 first-time test takers, 2025) |
Oregon Life and Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 2 Hours and 40 Minutes |
| Passing score | 70% |
| Pass rate | 66.2% (944 of 1,425 first-time test takers, 2025) |
Oregon Property and Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions |
| Time limit | 2 Hours and 40 Minutes |
| Passing score | 70% |
| Pass rate | 49.1% (423 of 861 first-time test takers, 2025) |
Oregon Personal Lines Examination
| Detail | Value |
|---|---|
| Questions | 100 Total Questions |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 46.3% (37 of 80 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Oregon insurance licensing fees
- Resident new license producer: $105 online at nipr.com
- Nonresident new license producer: $75
- Renewal fee (resident & nonresident): $60
Oregon insurance license citizenship requirements
Fingerprints required for resident licensing
Where can I apply for a resident insurance license in Oregon?
Apply through NIPR
How can I apply for a non-resident insurance license in Oregon?
- 1. Must be at least 18 years old.
- 2. Reciprocity generally applies. More than one active resident license on the Producer Database is not allowed
- 3. Variable must be registered with an Oregon securities dealer. Consultants require E&O coverage.
- 4. Must answer background questions.
- 5. Apply via NIPR and pay $75 plus NIPR processing fees.
Oregon carrier appointments and insurance license terminations
- Required to report appointments: No, Registry - licensees maintained on internal registry, no carrier appointment required
- Appointment exemptions/notes: Registry state; no initial appointment filing needed
- Appoint agencies: -
- Processed via NIPR: No
Oregon insurance license termination details
- Termination (registry) possible: Cancelled or cancelled for cause
- No carrier-processed termination procedure required since appointment is not used
Oregon insurance license renewals
Resident renewal period begins: 90 days before expiration ; Renewal date: Last day of birth month every 2 years, based on first license issuance year ; Late renewal/reinstatement: Allowed up to 1 year after expiration
Oregon insurance license continuing education (CE) requirements
- CE total hours per renewal period: 24
- Renewal period: 2 years
- Ethics: 3 hours ethics + 3 hours Oregon statute/admin rules
- Flood: 3 hours NFIP course
- LTC: 8-hour initial + 4 hours every 2 years
- Annuity: one-time 4-hour course
- CE rollover allowed (up to regulatory limits)
- Missed renewal: may reinstate within 12 months by paying double renewal fee and completing missing CE
- CE transcript lookup: https://sbs.naic.org/solar-external-lookup/license-manager
Oregon insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Start with the prelicensing requirement: 20 hours per line. Allow time for your fingerprint appointment too. After you pass, you have 1 year to apply.
Yes. Oregon candidates can test online with a remote proctor through PSI, or in person at a test center.
Expect to pay $45 single, $55 combined for the exam and $105 online for the license. Fingerprinting and any exam prep are extra.
Yes. Oregon sets this requirement: 20 hours per line.
The passing score is 70%. In 2025, 66.2% of first-time test takers passed the Oregon life and health exam, according to the NAIC.
Yes. Resident applicants in Oregon are fingerprinted through PSI or Fieldprint.
Apply through NIPR after you pass your exam.
Oregon requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing, online exams and where to apply: dfr.oregon.gov
- Exam provider and passing score: test-takers.psiexams.com
- Exam fee and license fee: dfr.oregon.gov
- Fingerprints: dfr.oregon.gov
- Continuing education: dfr.oregon.gov
- Time to apply after passing: nipr.com
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Oregon and exam provider sources as of . Licensing rules and fees change, so confirm them with the Oregon insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Oregon, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
