Indiana insurancelicense requirements
Indiana insurance license at a glance
- Prelicensing course
- 20 to 40 hours by line
- Exam provider
- Pearson VUE
- Passing score
- 70
- Exam fee
- $69 per exam
- License fee
- $40 per license type
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in Indiana
Below, you'll find the steps to a Indiana insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Indiana insurance producers
Contact the Indiana insurance department
How much do insurance agents make in Indiana?
Indiana average insurance agent salary (all lines): $80,870
That is the mean annual wage for insurance sales agents in Indiana in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $84,659
- Health insurance agent: $52,479
- Property and casualty insurance agent: $45,454
Please note that salaries will vary based on experience level and local demand.
Does Indiana require prelicensing education?
Indiana requires producer licensing candidates to take and complete a state-approved prelicensing course (20 hours for Life or Health, 40 for Life and Health; 20 for Personal Lines, 40 for Property and Casualty). You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.
How do I get my insurance license in Indiana?
Becoming an insurance producer in Indiana requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1: Complete a Department of Insurance-approved prelicensing course and pass the required exam. Achievable will process your Certificate of Completion within 2 business days, after which you can download and print it from your Achievable account.
- Step 2: Schedule your exam with Pearson Vue at https://www.pearsonvue.com/us/en/in/insurance.html at least 24 hours in advance. First-time users must create an account online or call (866) 895-0496. Exams are taken at Pearson Vue test centers. Pay the exam fee at the time of booking.
- Step 3: On exam day, bring one valid government-issued ID with your name and photo, along with your Certificate of Completion. Failure to provide these will prevent you from taking the exam. You will receive your official score report immediately after completing the exam.
- Step 4: Apply for your license using NIPR at https://nipr.com/ or SIRCON at https://www.sircon.com/. Apply within 6 months of passing the exam and completing your course to avoid needing to retake the exam.
If you need assistance with any of these steps or have questions about specific requirements, contact the Indiana insurance department for the most current information.
Indiana insurance exam information
Indiana Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 90 Total Questions (80 scored; 10 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 61.1% (1,764 of 2,887 first-time test takers, 2025) |
Indiana Accident and Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 90 Total Questions (80 scored; 10 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 62.9% (352 of 560 first-time test takers, 2025) |
Indiana Life, Accident and Health Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions (135 scored; 15 pretest) |
| Time limit | 3 Hours |
| Passing score | 70% |
| Pass rate | 65.5% (2,541 of 3,877 first-time test takers, 2025) |
Indiana Property and Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 150 Total Questions (135 scored; 15 pretest) |
| Time limit | 3 Hours |
| Passing score | 70% |
| Pass rate | 74.6% (1,220 of 1,635 first-time test takers, 2025) |
Indiana Personal Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 109 Total Questions (100 scored; 9 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 77.2% (258 of 334 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Indiana insurance licensing fees
- Initial individual fees: Resident Producer $40, Surplus Lines $80, Travel $40; Nonresident Producer $90, Surplus Lines $120, Travel $90, Limited Lines Reciprocal $90
- Renewal fees: Resident Producer $120, Surplus Lines $240; Nonresident fee based on resident state
Indiana insurance license citizenship requirements
Pre-license education required; fingerprints not required; US citizenship not explicitly required
How can I apply for a non-resident insurance license in Indiana?
- 1. Must be at least 18 years old.
- 2. Must hold equivalent license in your resident state. Reciprocity generally applies provided your home state has a reciprocity agreement.
- 3. Variable requires FINRA CRD number; Some title applicants use designated home-state rules.
- 4. Must answer background questions.
- 5. Apply via NIPR and pay $90 plus NIPR processing fees.
Indiana carrier appointments and insurance license terminations
- Required to report appointments: No, Registry
- Appointment exemptions/notes: Appointments not required; Registry states maintain internal registry
- Can be processed via NIPR: No
- Fees for appointing resident agency/individual: $0
- State requires appointment renewal: No – Registry
Indiana insurance license termination details
- Termination reasons: Cancelled; cancelled for cause
- Allows carriers to terminate if license expired: No
Indiana insurance license renewals
Resident renewal period begins: 90 days before expiration ; Resident renewal date: Last day of birth month every 2 years based on year of first state license ; Nonresident renewal period: 90 days before expiration ; Nonresident renewal date: Last day of birth month every 2 years based on year of first state license ; Late renewal: Allowed up to one year after expiration
Indiana insurance license continuing education (CE) requirements
- Total CE hours per renewal period: 24
- Renewal period: 2 years
- CE due before license renewal: Yes
- License renewal date: Last day of birth month
- Ethics: 3 hours
- Flood: 3 hours NFIP
- LTC: 8-hour initial, 5-hour per cycle
- Annuity: one-time 4-hour course
- Bail/recovery agents: 6 hours
- Exemptions: Consultants, public adjusters, portable electronics, travel insurance, surplus lines, credit insurance, crop insurance, funeral director/prearranged funeral insurance
- CE instructors get credit
- Adjusters: 24 CE every 2 years
- CE transcript lookup: Indiana DOI CE Lookup
Indiana insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Start with the prelicensing requirement: 20 to 40 hours by line.
No. Indiana insurance exams are taken in person at Pearson VUE test centers.
Expect to pay $69 per exam for the exam and $40 per license type for the license. Any exam prep is extra.
Yes. Indiana sets this requirement: 20 to 40 hours by line.
The passing score is 70. In 2025, 65.5% of first-time test takers passed the Indiana life and health exam, according to the NAIC.
Apply through Sircon or NIPR after you pass your exam.
Indiana requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing and license fee: in.gov
- Exam provider and where to apply: in.gov
- Exam fee: pearsonvue.com
- Continuing education: in.gov
- Passing score: in.gov
- Online exams: pearsonvue.com
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Indiana and exam provider sources as of . Licensing rules and fees change, so confirm them with the Indiana insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Indiana, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
