Georgia insurancelicense requirements
Georgia insurance license at a glance
- Prelicensing course
- 8 hours per line
- Exam provider
- Pearson VUE
- Passing score
- 70%
- Exam fee
- $67 per exam
- License fee
- $100 + $20 processing
- Fingerprints
- Required, through IdentoGO
- Continuing education
- 24 hours every 2 years
How to become an insurance agent in Georgia
Below, you'll find the steps to a Georgia insurance license, the exams for each line, and what it takes to keep your license active.
Requirements for Georgia insurance producers
Contact the Georgia insurance department
How much do insurance agents make in Georgia?
Georgia average insurance agent salary (all lines): $88,140
That is the mean annual wage for insurance sales agents in Georgia in the Bureau of Labor Statistics' May 2025 survey.
Estimates by line, from Achievable's May 2026 salary research (not BLS figures):
- Life insurance agent: $75,123
- Health insurance agent: $46,568
- Property and casualty insurance agent: $40,335
Please note that salaries will vary based on experience level and local demand.
Does Georgia require prelicensing education?
Georgia requires producer licensing candidates to take and complete a state-approved prelicensing course (8 hours per line of authority; Life and Accident & Sickness together are 16 hours). You will also need to apply for your license with the state insurance department and register for the state licensing exam. Make sure to register for all 3 (prelicensing course, license application, state exam) using the personally identifiable information exactly as it appears on your government-issued ID. Discrepancies will delay the licensing process.
How do I get my insurance license in Georgia?
Becoming an insurance producer in Georgia requires passing a state-mandated insurance exam in the specific line or lines you wish to specialize in, as well as completing the following steps:
- Step 1: Complete a prelicensing course approved by the Department of Insurance. After completing the course, you'll receive a certificate of completion from Achievable, available for download and valid for one year.
- Step 2: Schedule your exam with Pearson VUE, the state's testing provider, at https://www.pearsonvue.com/us/en/ga/insurance.html or by calling (800) 274-0488. The exam must be taken at a Pearson VUE testing center, and the fee must be paid when reserving your spot. To change or cancel your appointment, contact Pearson VUE at least 48 hours in advance to avoid forfeiting the fee.
- Step 3: On exam day, bring two forms of signature ID: a primary government-issued ID with your photo and signature, and a secondary ID with your signature (a debit or credit card works). It's recommended to also bring your certificate of completion. Security measures will be enforced, so review the candidate handbook for details. You'll receive your score report at the testing center.
- Step 4: Apply for your license online through Sircon at https://www.sircon.com/georgia. Ensure your application includes a citizenship affidavit, fingerprinting details, and a completed Resident Insurance License Application. After submitting your application, register for fingerprinting through IdentoGO, and bring the registration approval email to your fingerprinting appointment.
- Step 5: Keep your license active by fulfilling your continuing education requirements. Achievable offers courses to help you meet these requirements. Visit https://oci.georgia.gov/ to review your state’s education rules and ensure compliance.
If you need assistance with any of these steps or have questions about specific requirements, contact the Georgia insurance department for the most current information.
Georgia insurance exam information
Georgia Life Insurance Examination
| Detail | Value |
|---|---|
| Questions | 90 Total Questions (80 scored, 10 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 52.1% (2,917 of 5,603 first-time test takers, 2025) |
Georgia Accident and Sickness Insurance Examination
| Detail | Value |
|---|---|
| Questions | 90 Total Questions (80 scored, 10 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 48.9% (664 of 1,357 first-time test takers, 2025) |
Georgia Life, Accident and Sickness Insurance Examination
| Detail | Value |
|---|---|
| Questions | 135 Total Questions (125 scored, 10 pretest) |
| Time limit | 2.5 Hours |
| Passing score | 70% |
| Pass rate | 60.3% (3,820 of 6,337 first-time test takers, 2025) |
Georgia Property and Casualty Insurance Examination
| Detail | Value |
|---|---|
| Questions | 135 Total Questions (125 scored; 10 pretest) |
| Time limit | 2.5 Hours |
| Passing score | 70% |
| Pass rate | 68.1% (2,222 of 3,261 first-time test takers, 2025) |
Georgia Personal Lines Insurance Examination
| Detail | Value |
|---|---|
| Questions | 95 Total Questions (90 scored; 5 pretest) |
| Time limit | 2 Hours |
| Passing score | 70% |
| Pass rate | 64.6% (755 of 1,169 first-time test takers, 2025) |
Pass rates are for first-time test takers, from the NAIC's state exam reports. Each rate shows its year, and it is the most recent NAIC figure we have for that exam.
Additional requirements
Georgia insurance licensing fees
- Initial individual fees: Resident Producer $120, Surplus Lines Broker $620; Nonresident Producer $120–$220, Surplus Lines Broker $620
- Renewal fees: Resident Producer $105, Surplus Lines Broker $605; Nonresident Producer $105, Personal Lines Broker $605
- Renewal period: 90 days before expiration, last day of birth month every 2 years
- Late renewal allowed: 15 days
- P.O. Box allowed: No
- County required in address: Yes
- Required addresses: Residence, Business, Mailing
- Personal Lines LOA: Yes
- Pre-licensing courses: Yes, classroom/online; certificate valid 12 months
- Fingerprints required: Yes, via IdentoGO
- Exam: Yes, Pearson VUE, valid 1 year
- DRLP: Multiple, must have active license, must cumulatively cover all LOAs
- Agency license: Yes
- Adjuster licenses: Independent (Casualty, Property, Workers’ Comp), Public, Staff, Specialty (Crop/Hail)
Georgia insurance license citizenship requirements
Proof of citizenship required; visit Georgia Citizenship Affidavit and submit documents to NIPR Attachment Warehouse
Where can I apply for a resident insurance license in Georgia?
Apply through Sircon
How can I apply for a non-resident insurance license in Georgia?
- 1. Must be at least 18 years old.
- 2. Must submit proof of U.S. citizenship or lawful presence affidavit. Must answer background questions.
- 3. Variable requires Life and FINRA CRD number; Surplus Lines requires Property and Casualty license.
- 4. Reciprocity generally applies. Must have an active, same license in your home state.
- 5. Apply via NIPR and pay $100 plus NIPR processing fees.
Georgia carrier appointments and insurance license terminations
- Required to report appointments: Yes
- Permits Just-in-time appointments: Yes
- Appointment exemptions: P&C producers don’t need appointment to sell travel insurance
- Initial appointment deadline: Within 15 days of contract execution or first business submission
- Can be processed via NIPR: Yes
- Fees: Resident $25, Nonresident $25
- Appoint agencies: No
- Adjuster appointments via NIPR: Yes
- Appointment effective date can be specified: No
- State requires appointment renewal: Yes, via Georgia portal, $16
Georgia insurance license termination details
- Termination reasons: Cancelled, cancelled for cause
- Termination date can be specified: Yes
- Termination fee: None
- Allows carriers to terminate if license expired: No
- Notices can be emailed: Yes
Georgia insurance license renewals
Resident license renewal: Last day of birth month every 2 years ; Nonresident license renewal: Last day of birth month every 2 years ; Agency renewal: 90 days prior to expiration until birth month, no late period
Georgia insurance license continuing education (CE) requirements
- Total CE hours: 24
- Ethics: 3 hours
- Flood: 3 hours NFIP
- LTC: 8-hour initial, 4-hour each renewal cycle
- Annuity: One-time 4-hour course
- Adjusters: Yes, including Workers’ Comp specific requirements
- CE due: Last day of birth month biennially
- CE rollover: Up to half of next cycle’s credits
- Exemptions: PhD in insurance, long-term licensees, certain limited lines, and designation holders
- CE transcript lookup: Georgia CE Search
Georgia insurance license FAQs
There is no set timeline: most of it depends on how long you study and how soon you can book an exam. Start with the prelicensing requirement: 8 hours per line. Allow time for your fingerprint appointment too.
No. Georgia insurance exams are taken in person at Pearson VUE test centers.
Expect to pay $67 per exam for the exam and $100 + $20 processing for the license. Fingerprinting and any exam prep are extra.
Yes. Georgia sets this requirement: 8 hours per line.
The passing score is 70%. In 2025, 60.3% of first-time test takers passed the Georgia life and health exam, according to the NAIC.
Yes. Resident applicants in Georgia are fingerprinted through IdentoGO.
Apply through Sircon after you pass your exam.
Georgia requires 24 hours every 2 years to keep your license active.
For what an agent does, the types of insurance and how multi-state licensing works, see our guide to insurance licensing by state.
Sources
- Prelicensing, exam provider, exam fee, license fee, fingerprints, continuing education, passing score, online exams and where to apply: pearsonvue.com
- Pass rates: NAIC state exam reports
- Average salary: Bureau of Labor Statistics, May 2025
Compiled from official Georgia and exam provider sources as of . Licensing rules and fees change, so confirm them with the Georgia insurance department before you apply.
Conclusion
If you're ready to start your journey toward becoming a licensed insurance agent in Georgia, Achievable's license exam prep covers each major line: Life & Health insurance license exam prep, Property & Casualty license exam prep, and Personal Lines license exam prep. Our comprehensive study materials and practice exams are designed to help you pass your licensing exam on the first attempt.
Interested in insurance licensing in other states?
